Pike County Bankruptcy Lawyers

Kim  Diddio
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Kim Diddio
Monroe County, PA Bankruptcy Attorney with 23 years of experience
(570) 801-1336 17 N 6th St
Stroudsburg, PA 18360
Free ConsultationBankruptcy
Widener University
My firm is focused on helping clients with financial difficulties. My area of expertise is consumer and small business bankruptcy cases, including Chapter 7 and Chapter 13. My goal is to put clients back in control of their financial situation and regain their financial freedom from debt. My primary focus is always the client. I offer comprehensive advice, discreet representation, and individualized attention. I am committed to helping financially distressed individuals obtain freedom from financial oppression and a fresh start through bankruptcy relief. With my experience gained from over 17 years of specializing in bankruptcy and consumer credit issues, I help...
Raymond William Ferrario
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Raymond William Ferrario
Lackawanna County, PA Bankruptcy Lawyer with 42 years of experience
(570) 963-7878 538 Spruce Street Suite 528
Scranton, PA 18503
Free ConsultationBankruptcy, Personal Injury, Social Security Disability and Workers' Comp
Temple University Beasley School of Law
Attorney Ferrario has successfully represented clients for more than 36 years, and is backed by competent, experienced workers who all take pride in professionally caring for your legal needs. Together this firm will work to provide you competent, legal help to get you real results. We look forward to working with you on your case.

Divorce can be one of the worst experiences that a person will encounter in their lifetime. We will try to keep the experience as civil as possible. If we cannot civilly work out solutions to disputes, we will competently litigate the unresolved issues to solution.

From Real...
Frank Santomauro
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Frank Santomauro
Lackawanna County, PA Bankruptcy Lawyer with 32 years of experience
(570) 342-7787 142 South Main Avenue
Scranton, PA 18504
Free ConsultationBankruptcy, Criminal Defense, Divorce and Domestic Violence
District of Columbia School of Law
ADMISSIONS Lackawanna County Bar – December 8, 1992 Middle District – December 8, 1992 Eastern District – May, 2017 EXPERIENCE 1992 – 1996 Associate at the Law Offices of Brian J. Cali, Esquire Dunmore, PA 18512 1992 – 1996 Associated with the Law Offices of Cali, Cecchini & Riccardo 1996 – 2019 Principal in the Law Offices of Frank J. Santomauro, LLC Associated with Ruggiero and Campolieto 1996 – Present Owner/Managing Member Law Offices of Frank J. Santomauro, L.L.C. Bankruptcy Civil Litigation Criminal Defense Family Law Personal Injury Wills & Estates LEGAL EXPERIENCE & DUTIES Over 25 years of legal research, motion/petition drafting, appellate work in Pennsylvania Superior, Supreme Court and Commonwealth Court of Pennsylvania, includes: Brief preparation and oral argument Spousal and child support...
Brett Freeman
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Brett Freeman
Wayne County, PA Bankruptcy Attorney with 13 years of experience
(570) 589-0010 606 Hamlin Highway, Suite 2
Lake Ariel, PA 18436
Bankruptcy, Appeals and Consumer
Indiana University Maurer School of Law and Pennsylvania State University - University Park
Brett Freeman has been a consumer protection attorney since 2010. He helps consumers who are dealing with credit reporting errors, credit card billing errors and creditor or debt collector harassment. He also helps defend people from debt collection lawsuits, or file bankruptcy cases. He offers free consultations, and is willing to accept payment plans.
Carlo Sabatini
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Carlo Sabatini
Lackawanna County, PA Bankruptcy Lawyer
(570) 341-9000 216 N. Blakely St.
Dunmore, PA 18512
Free ConsultationBankruptcy and Consumer
Widener University - School of Law
Since 1999 we've helped people who are having problems with debts or debt collectors. Some of our clients file bankruptcy. Others file suit against aggressive debt collectors. I am Board Certified in Consumer Bankruptcy law by the American Board of Certification.
J. Zac Christman
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J. Zac Christman
Monroe County, PA Bankruptcy Attorney with 26 years of experience
(570) 234-3960 530 Main Street
Stroudsburg, PA 18360
Free ConsultationBankruptcy, Collections and Consumer
Cornell University
J. Zac Christman is a bankruptcy attorney in Stroudsburg , Pennsylvania, admitted to practice law generally in Pennsylvania and New Jersey. Specifically, Zac is admitted to practice before the Pennsylvania Supreme Court, the United States Court of Appeals for the Third Circuit, the United States District Court for the Middle District of Pennsylvania, and the United States District Court for the Eastern District of Pennsylvania, to name a few. Zac graduated from Dartmouth College in 1993, then Cornell Law School in 1997, after which, he returned to open a solo practice in the Stroudsburg area, focusing on bankruptcy, landlord/tenant law,...
Eugene Kelley
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Eugene Kelley
Lackawanna County, PA Bankruptcy Attorney
(570) 562-4520 259 S Keyser Ave
Old Forge, PA 18518
Bankruptcy, Business and Consumer
Dickinson School of Law
Paul Philip Ackourey
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Paul Philip Ackourey
Lackawanna County, PA Bankruptcy Attorney
(570) 342-4242 116 N Washington Ave
Scranton, PA 18503
Free ConsultationBankruptcy, Criminal Defense, DUI & DWI and Juvenile
Dickinson School of Law
Paul P Ackourey
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Paul P Ackourey
Lackawanna County, PA Bankruptcy Attorney with 40 years of experience
(570) 342-4242 116 N. Washington Ave
Suite 2-D
Scranton, PA 18503
Bankruptcy, Criminal Defense, Social Security Disability and Workers' Comp
Dickinson School of Law
Timothy Fisher
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Timothy Fisher
Monroe County, PA Bankruptcy Attorney
(570) 839-8690 1200 Rt 940 #2
Mt Pocono, PA 18344
Bankruptcy
Steven Ronald Savoia
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Steven Ronald Savoia
Monroe County, PA Bankruptcy Attorney with 36 years of experience
(570) 972-2060 621 ANN ST
P.O. BOX 263
STROUDSBURG, PA 18360
Bankruptcy, Business, Estate Planning and Foreclosure Defense
Maurice A. Deane School of Law at Hofstra University
Eric Leinbach
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Eric Leinbach
Northampton County, PA Bankruptcy Lawyer with 34 years of experience
(610) 258-5859 1603 Butler Street
Easton, PA 18042
Free ConsultationBankruptcy, Collections, DUI & DWI and Foreclosure Defense
Seton Hall University School of Law
Patrick J. Best
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Patrick J. Best
Pike County, PA Bankruptcy Attorney with 13 years of experience
(570) 798-3352 693 PA-739
Hawley, PA 18428
Bankruptcy, Consumer, Foreclosure Defense and Tax
Patrick J. Best (“PJ Best”) is a graduate of the University of Pittsburgh School of Law and the Rochester Institute of Technology. He was born and raised in Luzerne County, Pennsylvania. After graduating from law school he served as Law Clerk to the Honorable Carmen D. Minora of the Lackawanna County Court of Common Pleas. Attorney Best is frequently featured in the media including US News & World Report, WFMZ, and has an extensive resume speaking to attorneys and bar associations regarding a number of legal issues. At present, Attorney Best serves clients throughout Pennsylvania, New Jersey, New York and Maryland in...
Roger Mattes
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Roger Mattes
Lackawanna County, PA Bankruptcy Lawyer with 33 years of experience
(570) 969-2222 324 N Washington Ave
Scranton, PA 18503
Bankruptcy, Business, Collections and Divorce
Drake University Law School
Roger Mattes, JR. President - Mattes & Mattes, P.C., Scranton, PA - 5/89 to Present. Litigation Attorney in a General Practice firm with strong emphasis in Bankruptcy, Debtor/Creditor Law, Commercial Law, Personal Injury, Real Estate, Family law, and Workers’ Compensation. Trial experience in both State and Federal Courts. Realtor - Hinerfeld Realty - Scranton, PA - 12/84 to 01/89. Real Estate Broker with a strong concentration on commercial and industrial transactions, as well as residential sales. Worked on complex financing including conventional mortgages, MIDAS loans, Sale/Leaseback arrangements, SLIBCO loans, owner financing. Industrial, residential and commercial appraisals. ...
Stephen Bresset
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Stephen Bresset
Wayne County, PA Bankruptcy Lawyer
(570) 253-5953 606 Church St
Honesdale, PA 18431
Bankruptcy and Business
John Fisher
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John Fisher
Luzerne County, PA Bankruptcy Lawyer
(570) 569-2154 126 South Main Street
Pittston, PA 18640
Bankruptcy
Vincent Rubino
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Vincent Rubino
Monroe County, PA Bankruptcy Lawyer
(570) 421-9090 712 Monroe St
Stroudsburg, PA 18360
Bankruptcy
Cheryl Rowe
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Cheryl Rowe
Lehigh County, PA Bankruptcy Attorney with 28 years of experience
(610) 478-7725 1248 Hamilton St. #201
Allentown, PA 18102
Free ConsultationBankruptcy, Divorce, Estate Planning and Family
Dickinson School of Law
For over 25 years, I have helped many clients with a variety of legal matters. I understand the stress and anxiety that a client goes through in the midst of these life changing events. My practice focuses on Divorce, Custody, Support, Bankruptcy and Estate Planning as well as Estate Administration. I have extensive trial experience, but I am committed to helping each client resolve their matters out of court whenever possible. Focusing on each client's particular needs and desires, in addition to a deep commitment to client service, is the foundation of my practice. Listening and working together with the client...
Brad Jonathan Sadek
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Brad Jonathan Sadek
Bucks County, PA Bankruptcy Attorney with 21 years of experience
(215) 468-3328 5 Hilton Drive
Suite 205
Trevose, PA 19053
Free ConsultationBankruptcy and Foreclosure Defense
Rutgers University - Camden
Proudly helping residents of the Philadelphia and Southern New Jersey region for over 20 years! Sadek Law Offices, LLC provides high quality legal services, including Consumer Bankruptcy Law and Business Bankruptcy Law, among other legal fields to clients throughout Philadelphia, PA and surrounding areas, including, Montgomery, Bucks, Chester, Delaware Counties and Southern New Jersey. Our primary law office is conveniently located near public transportation and attractions in Center City Philadelphia, PA. Our lawyers are readily available for our clients and understand that you may not be in the most ideal situation. Our office offers a free consultation with a...
Russell E. Farbiarz
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Russell E. Farbiarz
Berks County, PA Bankruptcy Attorney with 16 years of experience
(610) 562-2000 64 N 4th St.
Hamburg, PA 19526
Bankruptcy, Elder, Estate Planning and Probate
Roger Williams University School of Law
Russell E. Farbiarz, Esq. provides advice and counsel to families and individuals looking for creative and effective solutions to their legal problems. Mr. Farbiarz considers it a privilege to assist his clients with what is often the largest problem or, in many cases, opportunity they have faced – whether it be the death of a loved one, the purchase of a residential or commercial property, purchase of a business, or a divorce, custody or support matter – and is committed to helping his client achieve their objectives. Indeed, as one recent client wrote in a testimonial: “If you are looking...
Ellis B. Klein
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Ellis B. Klein
Bucks County, PA Bankruptcy Attorney with 30 years of experience
(800) 536-0501 25 W Court St
Doylestown, PA 18901
Free ConsultationBankruptcy, DUI & DWI, Foreclosure Defense and Traffic Tickets
Widener University Delaware School of Law
25 office locations throughout Pennsylvania. Call for nearest office location. I am a former Senior Deputy District Attorney with personal experience in over 10,000 court cases, ranging from minor traffic offenses to homicide. In addition to criminal and traffic defense, I have been practicing Bankruptcy since 1999 and have helped thousands of clients get a Fresh Financial Start. My practice is limited to Criminal, DUI, Traffic and Bankruptcy cases. I am NOT a general practitioner who handles many different types of law. Criminal and Bankruptcy law is the only law that I have practiced since I became a lawyer over...
David Kennedy Bifulco
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David Kennedy Bifulco
Northampton County, PA Bankruptcy Attorney with 13 years of experience
(610) 676-0650 205 W Broad St
Bethlehem, PA 18018
Bankruptcy, Collections, Consumer and Foreclosure Defense
Temple University Beasley School of Law
David Kennedy Bifulco, Esquire is a graduate of Temple University School of Law. He started in the receivables management industry as an investment banker providing access to capital for debt buyers. Attorney Bifulco has headed the debt purchasing and collection operations for U.S. Asset in Fort Lauderdale, Florida and PFS Associates in New York and Pennsylvania. Over the past 2 decades David Kennedy Bifulco, Esquire has provided his services to the Resolution Trust Corporation, Department of Housing and Urban Development, American Arbitration Association, Pennsylvania Business Bank and NCO Group, Inc. “I provide general legal services for consumers in the areas of debt...
Charles Laputka
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Charles Laputka
Northampton County, PA Bankruptcy Attorney with 20 years of experience
(610) 978-6726 1 West Broad Street
11th Floor
Bethlehem, PA 18018
Free ConsultationBankruptcy, Business, Collections and Real Estate
Duquesne University School of Law
Charles Laputka is the owner and manager of the Laputka Law Office, LLC:

My clients often want to know how they should handle burdensome debt obligations and get a fresh start towards a better financial future. Since 1997 I have helped thousands of people overcome mountains of debt in one way or another. As the owner of the Laputka Law Office, I regularly counsel clients regarding mortgage foreclosure, asset protection planning, and collection issues as well.

Alan I. Moldoff
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Alan I. Moldoff
Montgomery County, PA Bankruptcy Attorney with 46 years of experience
(215) 923-2513 11 Bala Ave
Bala Cynwyd, PA 19004
Bankruptcy and Business
Rutgers School of Law-Newark
Karim P. Husain
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Karim P. Husain
Montgomery County, PA Bankruptcy Lawyer with 26 years of experience
(610) 308-9747 600 W Germantown Pike
#400
Plymouth Meeting, PA 19462
Bankruptcy, Estate Planning, Probate and Tax
Villanova University School of Law and University of Pittsburgh School of Law
Karim P. Husain concentrates his practice in the areas of Wills, Trusts & Estates, Bankruptcy, Business Consulting & Commercial Litigation and Tax Controversies & Tax Litigation. Formerly a senior associate with a private law firm and a Big 4 accounting firm, he also served as a judicial law clerk to the Hon. Charles A. Lord of the Commonwealth Court of Pennsylvania and to the Hon. Robert A. Latrone of the Philadelphia Court of Common Pleas. A long-time resident of the Philadelphia area, Mr. Husain received his Master of Laws in Taxation from the Villanova University School of Law, Juris Doctorate...
Ross J. Switkes
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Ross J. Switkes
Montgomery County, PA Bankruptcy Lawyer with 12 years of experience
(215) 923-2513 11 Bala Ave
Bala Cynwyd, PA 19004
Bankruptcy
Seton Hall University School of Law
Louis J. Rizzo Jr
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Louis J. Rizzo Jr
Philadelphia County, PA Bankruptcy Lawyer with 31 years of experience
(215) 495-6500 2929 Arch St
13th Floor
Philadelphia, PA 19104
Bankruptcy, Business and Insurance Defense
Villanova University School of Law
Daniel D. Haggerty
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Daniel D. Haggerty
Philadelphia County, PA Bankruptcy Lawyer with 29 years of experience
(215) 525-5850 123 S Broad St
#1950
Philadelphia, PA 19109
Bankruptcy, Business, Insurance Claims and Real Estate
Widener University Commonwealth Law School
Daniel D. Haggerty concentrates his practice in commercial litigation, creditors’ rights, bankruptcy, and transactional matters.

A significant portion of Dan’s practice is devoted to the representation of banks and financial institutions in complex workout matters. This representation includes reviewing and revising loan documents, negotiating and preparing forbearance agreements, securing debt via additional collateral, entering judgments though confession and foreclosure, executing on personal and real property, and pursuing debtors both inside and outside of bankruptcy. Dan has successfully sought and obtained approval of Chapter 11 creditors’ plans, and has successfully liquidated assets under Article 9 of the Uniform Commercial Code.

Dan also represents...
Lisa Mary Doran
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Lisa Mary Doran
Luzerne County, PA Bankruptcy Lawyer with 33 years of experience
(570) 823-9111 69 Public Square, Suite 700
Wilkes-Barre, PA 18701
Free ConsultationBankruptcy
Duquesne University School of Law
The focus of my law practice is Bankruptcy Law, representing individuals, businesses, and creditors in Chapters 7, 11, and 13 cases. Our firm represent clients in the Middle District of Pennsylvania, primarily those assigned to the Wilkes-Barre and Williamsport court locations. In addition to client representation, I have served on the Attorney Advisory Panel for the Bankruptcy Court for the Middle District of Pennsylvania; Board of Directors of the Middle District Bankruptcy Bar Association; Local Rules Committee for the Bankruptcy Court; and Judicial search committees, as both Chair and member; and volunteered for the Luzerne County, PA consumer debt and...
W. J. Winterstein Jr.
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W. J. Winterstein Jr.
Berks County, PA Bankruptcy Lawyer with 47 years of experience
(484) 415-0144 PO BOX 285
BOYERTOWN, PA 19512
Free ConsultationBankruptcy, Collections, Consumer and Foreclosure Defense
Oklahoma City University School of Law
A solo practitioner, I work from a home office in Boyertown, PA, about 30 miles from center-city Philadelphia, and most of my cases are litigated in Philadelphia and Reading courts. With the assistance of local counsel, I also handle matters in Delaware. I have over 30 years experience in both state and federal courts; bankruptcy and mortgage foreclosure/workout are a large part of my practice. There isn't much I haven't seen, or done. PLEASE CONTACT ME BY EMAIL FIRST, as that is my preference, and more reliable for each of us.
John M. Kenney
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John M. Kenney
Bucks County, PA Bankruptcy Lawyer with 41 years of experience
(215) 547-3031 308 N Oxford Valley Rd
Fairless Hills, PA 19030
Free ConsultationBankruptcy, Criminal Defense, Divorce and Estate Planning
Temple University Beasley School of Law
Pennsylvania attorney John M. Kenney has been practicing law in southeastern Pennsylvania since 1983. He has extensive experience representing clients across a variety of legal areas including criminal defense, bankruptcy, personal injury and family law.

A native of Bucks County, Mr. Kenney is admitted to practice law in Pennsylvania as well as in New Jersey. After first working in a medium-sized general practice law firm in New Jersey, Mr. Kenney returned to Pennsylvania to open his own, client-focused firm. While many law offices focus on only one area of law, the Pennsylvania law firm of John M. Kenney represents clients in...
Eric Nicholas Mahler
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Eric Nicholas Mahler
Luzerne County, PA Bankruptcy Lawyer with 26 years of experience
(570) 718-1118 575 Pierce St
Suite 501
Kingston, PA 18704
Bankruptcy, Business, Estate Planning and Real Estate
Widener University
I am a business, real estate and litigation attorney in Northeastern Pennsylvania. I serve clients mainly in Luzerne and Lackawanna Counties.
Beth A. Hurley
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Beth A. Hurley
Philadelphia County, PA Bankruptcy Lawyer with 19 years of experience
(215) 874-3024 123 S Broad St
#1950
Philadelphia, PA 19109
Bankruptcy, Business, Employment and Real Estate
Fordham University School of Law
I am an experienced Attorney at Kang Haggerty LLC. My practice areas include Bankruptcy, Real Estate, and Business Law. I am dedicated to helping business and individuals achieve the best possible legal outcomes. I received a B.A.S.W. and B.A. from the University of Pittsburgh. In 2004, I earned my J.D. Cum Laude, from Fordham University School of Law. I am admitted to practice law in both Pennsylvania and New York.
Kandis L. Kovalsky
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Kandis L. Kovalsky
Philadelphia County, PA Bankruptcy Lawyer with 10 years of experience
(215) 525-5850 123 S Broad St
#1950
Philadelphia, PA 19109
Bankruptcy, Business, Insurance Claims and Real Estate
Washington University in St. Louis
Justia
Associate Kandis Kovalsky is an accomplished business lawyer representing both corporate and individual clients in a broad range of complex commercial litigation matters in Pennsylvania and New Jersey state, federal and bankruptcy courts.

Kandis represents clients in all aspects of commercial litigation, particularly in matters involving business torts, partnership and shareholder disputes, contractual disputes, unfair and deceptive business practices actions, creditor’s rights and civil RICO actions. Although Kandis’ practice mostly focuses on cases in active litigation, Kandis also assists clients in general business matters and litigation avoidance.

Kandis represents commercial borrowers, secured and unsecured lenders and Chapter 7 trustees in complex bankruptcy...
Craig A. Doll
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Craig A. Doll
Philadelphia County, PA Bankruptcy Lawyer with 48 years of experience
(215) 495-6522 Cira Centre, 13th Floor
2929 Arch St
Philadelphia, PA 19104
Bankruptcy, Administrative, Business and Real Estate
Suffolk University Law School
Craig A. Doll brings more than 40 years of experience and knowledge to his representation of clients in the transportation and utility industries. Mr. Doll concentrates his practice in transportation litigation on behalf of limousine, household goods and property carriers, paratransit companies, airport transfer carriers, and taxicab companies before the Pennsylvania Public Utility Commission and the Commonwealth’s Courts. He also represents public utilities in proceedings before the Pennsylvania Public Utility Commission, the Public Service Commission of Maryland, Delaware, New Jersey and the appellate courts of the Commonwealth of Pennsylvania.

Mr. Doll has represented both large and small investor-owned utilities in various...
Daniel Edward Mueller
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Daniel Edward Mueller
Philadelphia County, PA Bankruptcy Attorney with 30 years of experience
(215) 248-0989 40 W. Evergreen Avenue, Suite 101
Philadelphia, PA 19118
Free ConsultationBankruptcy, Business, Consumer and Foreclosure Defense
University of South Carolina - Columbia
We represent individuals and business owners in Chapter 7 and Chapter 13 bankruptcy, civil litigation, debt settlement, debtor defense, foreclosure defense, mortgage modification, business law, and intellectual property. Our goal is to find the right solution for each client. In addition, we represent clients in several areas of consumer law, including the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and other federal and state statutes intended to protect consumers from abusive debt collectors, creditors, and scammers. Our business practice includes business formation, strategic planning, contracts, business debt negotiation, regulatory compliance, trademarks, copyrights, and outside general counsel...
Jason Michael Rapa
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Jason Michael Rapa
Carbon County, PA Bankruptcy Lawyer with 21 years of experience
(610) 377-7730 141 S. 1st Street
Lehighton, PA 18235
Free ConsultationBankruptcy, Consumer, DUI & DWI and Divorce
Widener University
Jason M. Rapa, Esquire is the founder of Rapa Law Office, P.C. Jason practices together with his brother Matthew J. Rapa. Together they provide services not only in the Poconos and the Lehigh Valley but throughout the State of Pennsylvania. Jason focuses his practice in the areas of Bankruptcy, Consumer Protection and Civil Litigation, while Matthew focuses on Criminal Defense and Consumer Protection. Together Jason & Matthew have handled hundreds of cases against abusive debt collectors and Jason routinely speaks at national, state and local legal events regarding debt collection harassment.Jason has recently be names a Rising...
S. Joseph Litvak
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S. Joseph Litvak
Bucks County, PA Bankruptcy Attorney with 9 years of experience
(215) 515-7113 3070 Bristol Pike
Ste. 1-204
Bensalem, PA 19020
Free ConsultationBankruptcy and Consumer
University of Akron School of Law and University of Akron School of Law
I speak your language. I’ve grown to understand and relate to your case through my very diverse life experiences. I grew up in a small steel town, in a family of a steel mill engineer and a metallurgical chemist. The decline of the steel industry and the closure of the steel plant had a devastating effect on my family. Both of my parent struggled to find jobs in the new manufacture-less era. Although my family was able to make the necessary adjustment (my mom became a high school science teacher and my dad found a job with a local utility...
Mark Medvesky
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Mark Medvesky
Montgomery County, PA Bankruptcy Attorney with 30 years of experience
(215) 660-3170 601 E. Broad Street
Suite 110
Souderton, PA 18964
Free ConsultationBankruptcy
Temple University
My professional approach to people and problems was developed during my time in the Military. I enlisted in the US Air Force out of high school and later earned my commission before retiring in 2008. My goal is to build relationships with my clients whether my time with them last months or years.. I am about more than just performing a legal task and collecting payment. Whether I am providing full-service representation or limited scope services, I work to make the process as smooth as possible, establishing trust and respect with all parties involved. We are a general practice firm...
Charles Naselsky
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Charles Naselsky
Philadelphia County, PA Bankruptcy Attorney with 36 years of experience
(215) 569-5675 1 Logan Square
Philadelphia, PA 19103
Bankruptcy, Antitrust, Appeals and Business
Seton Hall University School of Law
Charles Naselsky is an accomplished professional with decades of hands-on experience as a corporate, transactional, and real estate attorney. Charles manages sophisticated transactions across a spectrum of industries and asset classes, restructuring, corporate governance, recapitalization, debt, and items related to capital raises.

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