Newburgh Bankruptcy Lawyers

Charles A Higgs
Claimed Lawyer Profile
Charles A Higgs
White Plains, NY Bankruptcy Lawyer with 14 years of experience
(917) 791-2151 44 S. Broadway Suite 100
White Plains, NY 10601
Bankruptcy, Appeals, Consumer and Real Estate
Attorney Charles A. Higgs founded the Law Office of Charles A. Higgs in 2018 to help individuals and businesses file Chapter 7, Chapter 11, and Chapter 13 bankruptcy in White Plains, New York. He was the first lawyer in the Southern District of New York to file a Chapter 11 case under Subchapter V of the Small Business Reorganization Act, and he was also a bankruptcy seminar speaker in 2016. He is currently admitted to practice before the State of New York, the 2nd Circuit Court of Appeals, the New York Federal District Courts, and the New York Bankruptcy Courts,...
Mary Kathryn Aufrecht
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Mary Kathryn Aufrecht
WHITE PLAINS, NY Bankruptcy Lawyer with 14 years of experience
(914) 472-6202 4 NEW KING ST
WHITE PLAINS, NY 10604
Bankruptcy, Appeals, Foreclosure Defense and Real Estate
Loyola University New Orleans College of Law
Mary Aufrecht is a partner at Clair Gjertsen & Weathers PLLC. She started her legal career as a personal injury and maritime law attorney in New Orleans, Louisiana. However, having been a native New Yorker, Mary returned to practice in New York. Since her return to New York she switched her legal focus to foreclosure defense, bankruptcy, and real estate transactions while also engaged in civil litigation, estate work, appellate practice, and loss mitigation. She has honed her legal skills in these areas since 2013 by appearing in thousands of court appearances ranging from local to state to federal court....
Benjamin C Rosenberg
Claimed Lawyer Profile
Benjamin C Rosenberg
Bronx, NY Bankruptcy Lawyer with 34 years of experience
(718) 689-2369 1425 East Gun Hill Road
Floor 2
Bronx, NY 10469
Bankruptcy, Family, Medical Malpractice and Personal Injury
Brooklyn Law School
Benjamin C. Rosenberg, Attorney at Law, is also known as the "Law Doctor" which primarily focuses on representation in Bankruptcy cases in addition to Criminal, Family, and Real Estate issues as well. After graduating from the Brooklyn Law School in 1990, Bankruptcy Attorney Benjamin C. Rosenberg became an associate at the law office of Fennell & Minkoff, which focused on commercial litigation in Federal court. This experience is what gave Attorney Rosenberg the desire to open his own practice. With over 26 years of experience in the field, Attorney Rosenberg aka "Law Doctor", prides himself on...
Carl Nelson
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Carl Nelson
Rye Brook, NY Bankruptcy Lawyer
(877) 282-2882 800 Westchester Avenue
Suite N-641
Rye Brook, NY 10573
Bankruptcy, Foreclosure Defense and Real Estate
Harvey Stephen Barr
Claimed Lawyer Profile
Harvey Stephen Barr
Spring Valley, NY Bankruptcy Attorney with 59 years of experience
(845) 352-4080 664 Chestnut Ridge Road
Spring Valley, NY 10977
Bankruptcy, Business, Criminal Defense and Estate Planning
New York Law School
Wendy Marie Weathers
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Wendy Marie Weathers
White Plains , NY Bankruptcy Lawyer with 27 years of experience
(914) 472-6202 4 New King Street
Suite 140
White Plains , NY 10604
Bankruptcy, Foreclosure Defense, Landlord Tenant and Real Estate
City University of New York School of Law
Wendy fought the banks during the mortgage foreclosure crisis beginning in 2008 and she brings her unique perspective in the areas of foreclosure and mortgage defense, mortgage loan modification, short sales, as well as consumer bankruptcy. She is admitted to practice in New York since 1997 and is admitted to all four federal and bankruptcy districts in New York and federal district of Connecticut.

Wendy is compassionate, practical and is not afraid to roll up her sleeves to fight for her clients. Wendy guides her clients in a way that is no-nonsense and down to earth. She listens...
Andrew O'Toole
Claimed Lawyer Profile
Andrew O'Toole
Katonah, NY Bankruptcy Lawyer with 26 years of experience
22 Valley Road
Katonah, NY 10536
Bankruptcy, Arbitration & Mediation, Business and Securities
Harvard University
H. Bruce Bronson
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H. Bruce Bronson
Harrison, NY Bankruptcy Lawyer with 43 years of experience
(877) 385-7793 600 Mamaroneck Avenue, Suite 400
Harrison, NY 10580
Bankruptcy
New York University School of Law and St. John's University School of Law
Welton Kemilious Wisham
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Welton Kemilious Wisham
Bronx, NY Bankruptcy Attorney with 26 years of experience
(718) 924-3557 1200 Waters Place, Suite 105
Bronx, NY 10461
Bankruptcy and Civil Rights
Manuel J.  Machado
Claimed Lawyer Profile
Manuel J. Machado
White Plains, NY Bankruptcy Lawyer with 22 years of experience
(914) 949-4918 200 Mamaroneck Ave.
Ste 403
White Plains, NY 10601
Free ConsultationBankruptcy, Criminal Defense, Divorce and Real Estate
Western Michigan University Cooley Law School
Timothy G. Holden
Claimed Lawyer Profile
Timothy G. Holden
White Plains, NY Bankruptcy Attorney with 23 years of experience
(914) 358-3277 445 Hamilton Avenue
Ste. 1102
White Plains, NY 10601
Bankruptcy, Business, Estate Planning and Foreclosure Defense
Pace Law School
Frank J LaPerch
Claimed Lawyer Profile
Frank J LaPerch
Stony Point, NY Bankruptcy Lawyer with 25 years of experience
(845) 942-5500 148 South Liberty Drive
Stony Point, NY 10980
Free ConsultationBankruptcy
FRANK J. LAPERCH, ESQ. Admitted: New York State Bar; U.S. District Court, Southern District of New York. Experience: Frank J. LaPerch graduated from the Quinnipiac University School of Law in 1998. During law school, he interned for the Rockland County District Attorney's Office. Upon admission, Frank focused his private practice in the following areas: Bankruptcy, Family Law, Real Estate and Criminal Law. Frank is an active member of the Family and Criminal Law Assigned Counsel program of the Rockland County Bar Association. He has also taught several paralegal courses for the Washington Online Legal Institute (WOLI). Frank is also a former Acting Justice...
Donald London
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Donald London
Yonkers, NY Bankruptcy Attorney with 41 years of experience
(914) 965-7230 984 N Broadway
Yonkers, NY 10701
Bankruptcy and Immigration
Bradford J. Harris
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Bradford J. Harris
Monticello, NY Bankruptcy Lawyer
(845) 796-6387 242 E Broadway
Monticello, NY 12701
Bankruptcy, Real Estate and Traffic Tickets
Lawrence Albert Cline
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Lawrence Albert Cline
Suffern, NY Bankruptcy Lawyer with 26 years of experience
(866) 818-6730 44 Lafayette Avenue
Suffern, NY 10901
Bankruptcy, Business, Collections and Real Estate
Benjamin N. Cardozo School of Law
Denise Singh-Skeete
Claimed Lawyer Profile
Denise Singh-Skeete
Tuckahoe, NY Bankruptcy Lawyer with 25 years of experience
(914) 395-0055 68 Main Street
Tuckahoe, NY 10707
Bankruptcy, Appeals, Arbitration & Mediation and Real Estate
The George Washington University Law School and George Washington Univ Law Sch
Harold J. Johnson
Claimed Lawyer Profile
Harold J. Johnson
White Plains, NY Bankruptcy Lawyer
(914) 997-9488 175 Main Street
Suite 407
White Plains, NY 10601
Bankruptcy
David H. Relkin
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David H. Relkin
Manhasset, NY Bankruptcy Attorney with 37 years of experience
(516) 888-1223 272 Plandome Road
Manhasset, NY 11030
Free ConsultationBankruptcy, Business, Collections and International
Benjamin N. Cardozo School of Law
Northwestern University, B.A., Honors in Philosophy. Attended Harvard, Columbia University, and Laval University [Montreal] City University of the State of New York, New York, Ancient Greek Philosophy, 1982. New School for Social Research, New York, Modern European Philosophy, 1983. Writer and Lecturer on a Broad Range of Legal Issues: "Fraudulent Conveyances (New Broad Scope of Debtor Liability for Collections)": "The New Scope of Web-Based Jurisdiction to sue foreign and out-of-State Entities"; "Litigation Strategies to Win"; "New Concerns for Lenders in Bankruptcy Litigation"; Author of "Creative and Strategic Analysis To Win", Author: "How to Lose a Litigation"; "Is Arbitration still viable?" Author...
Adrienne Woods
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Adrienne Woods
New York, NY Bankruptcy Lawyer with 19 years of experience
(917) 447-4321 105 West 86th Street, #314
New York, NY 10024
Free ConsultationBankruptcy
Fordham University School of Law
The Law Offices of Adrienne Woods, P.C. was founded in 2013 to provide individuals and businesses with full-service bankruptcy counsel. We represent businesses and individuals in chapter 7, chapter 11 and chapter 13 of the Bankruptcy Code. We also represent creditors of bankrupt debtors, whether they seek to assert claims against the estate, defend avoidance actions, protect contract and lease rights or enforce obligations, or negotiate lease or contract interests. We provide innovative and strategic advice to assist clients in meeting their business and personal goals. The firm’s diverse practice includes representing clients in bankruptcy litigation, transactions including the purchase...
Seni Popat
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Seni Popat
Queens Village, NY Bankruptcy Attorney with 13 years of experience
(718) 340-3385 206-15 Hillside Avenue
Queens Village, NY 11427
Free ConsultationBankruptcy and Personal Injury
Touro College Jacob D. Fuchsberg Law Center
Seni Popat, the founder of the Law Office of Seni Popat, has more than decade of experience fighting for clients in the courtroom. A dedicated bankruptcy and personal injury lawyer in Queens, NY, he has appeared before numerous judges, settlements conferences, state and federal court hearings, arbitrations, and jurors. Seni is well known for his hands-on approach. He understands how serious the situation is for his clients, and deeply cares about how this case will affect their future. As a client, you can count on working closely with him through every stage of your case. Contact him for a free...
Mr. John P. Fazzio III
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Mr. John P. Fazzio III
New York, NY Bankruptcy Lawyer with 18 years of experience
(201) 529-8024 305 Broadway, 7th Flr, Suite 19
New York, NY 10007
Free ConsultationBankruptcy, Business, Foreclosure Defense and Tax
New York University School of Law and Brooklyn Law School
John Fazzio is an aggressive young trial lawyer who is a fierce advocate for his clients in and out of the courtroom. He lives for David and Goliath type contests. John is not afraid to go to trial and has gone all the way to verdict on varied cases including foreclosure, bankruptcy, tax, intellectual property, criminal, and personal injury. John has also prosecuted a number of appeals cases. John regularly practices in the State and Federal Courts in New York and New Jersey.
Howard E. Knispel
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Howard E. Knispel
Commack, NY Bankruptcy Lawyer with 34 years of experience
(631) 864-7589 354 Veterans Highway
Commack, NY 11725
Free ConsultationBankruptcy, Criminal Defense, Divorce and Elder
New York Law School
Howard E. Knispel has been practicing law since 1989, having graduated from Eisenhower College of World Studies of the Rochester Institute of Technology with a degree in International Politics in 1981 and New York Law School in 1988 with a Doctor of Jurisprudence.

Howard concentrates his practice to Divorce, Family Law, Bankruptcy, Criminal, Traffic and DWI, Real Estate and Wills. Howard has conducted numerous trials, both jury and non-jury. Howard has negotiated and settled hundreds of divorce, custody and support matters.

Howard has helped many people get out from crippling debt to get a fresh start....
Theodore Alatsas
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Theodore Alatsas
BROOKLYN, NY Bankruptcy Lawyer with 28 years of experience
(718) 233-2903 2115 AVENUE U
BROOKLYN, NY 11229
Free ConsultationBankruptcy, Divorce and Family
St. John's University School of Law
Theodore Alatsas, Esq. was born the child of Greek immigrants in the early 1970s. Growing up in Sheepshead Bay, Brooklyn, Theodore learned the importance of hard work and dedication to his community at an early age. As an exemplary student and community activist, Theodore often volunteered his time to help those who needed it. Theodore attended Brooklyn Technical High School, New York University and St. John’ s University School of Law. During his early 20s, Theodore worked his way through college and law school, while at the same time actively participating and leading various civic organizations.


Among these organizations are the...
Jonathan David Warner
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Jonathan David Warner
Albany, NY Bankruptcy Attorney with 11 years of experience
(518) 451-9388 6 Automation Lane
Suite 109
Albany, NY 12205
Free ConsultationBankruptcy, Foreclosure Defense and Tax
Michigan State University
Jonathan D. Warner is the co-founder and managing partner at Warner & Warner, PLLC in Albany New York. Jonathan focuses his practice in the areas of Consumer Bankruptcy Law, Foreclosure Defense Law, Consumers’ Rights Law, and Mortgage Modification assistance. Prior to attending law school, Jonathan graduated magna cum laude and Phi Beta Kappa from SUNY Albany in 2007. Thereafter, Jonathan graduated from the Michigan State University College of Law in 2011. During law school, Jonathan participated in the Jessup International Moot Court Team, served as an elected student leader in two student organizations, and worked as the Senior...
Michael Boyle
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Michael Boyle
Albany, NY Bankruptcy Attorney with 10 years of experience
(518) 218-7100 441 New Karner Road
Albany, NY 12205
Bankruptcy, Appeals and IP
John Marshall Law School
Michael, a Capital Region native, has curated his practice to serve the needs of individual and corporate clients alike. As an Associate with Tully Rinckey PLLC, he focuses on litigation and negotiation of a wide array of practice areas including bankruptcy, intellectual property, secured transactions and contracts. Michael strives to achieve fair results for his clients, while zealously advocating on their behalf.

Prior to joining Tully Rinckey PLLC, Michael served as an Of Counsel attorney for a Schenectady law firm. In this role, he represented clients in various litigation and transactional matters. He also served as counsel for a Capital Region...
Scott L. Lanin
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Scott L. Lanin
New York, NY Bankruptcy Attorney with 34 years of experience
(212) 764-7250 505 8th Ave, Suite 1402
New York, NY 10018
Free ConsultationBankruptcy, Business, Collections and Foreclosure Defense
St. John's University School of Law
Experience Matters. 32+ years’ experience helping individuals, and small & large business clients, with commercial litigation & appeals, foreclosure defense, lender liability, mortgage loan modification, business operating and shareholder agreements & advice, and Chapter 7 & 13 bankruptcy. Scott understands all of these connected areas of law. Meet with Scott and review your options. Find your best solution. Get peace of mind from personal attention, competitive rates, flexible payment options, quality work, exceptional professional service, and a strategy to fit your budget. We strive to develop long-term relationships and help clients meet their goals. Scott has appeared in State, Federal,...
Nancy Baum Delain
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Nancy Baum Delain
Schenectady, NY Bankruptcy Lawyer with 21 years of experience
(518) 371-4599 107 N College St.
Schenectady, NY 12305
Free ConsultationBankruptcy
University of New Hampshire School of Law and New England Law | Boston
Nancy Delain is a registered patent attorney working in a solo practice in the historic Schenectady Stockade. Coming later in life to the practice of law, she was a technical documentation professional for over 20 years before attending law school, working mainly in the computer industry writing and editing end-user materials. She regularly practices before the US Patent & Trademark Office in both patent and trademark areas. Her practice encompasses transactional patent, trademark, copyright, trade dress, trade secret, franchise and licensing matters. She also practices regularly before the US Bankruptcy Court for the Northern District of New York, handling Chapter...
John Peter Brooke
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John Peter Brooke
Bay Shore, NY Bankruptcy Attorney with 16 years of experience
(631) 397-0042 85 W. Main Street
Suite 201
Bay Shore, NY 11706
Free ConsultationBankruptcy, Estate Planning, Family and Foreclosure Defense
California Western School of Law
After working for several Long Island law firms practicing in the areas of bankruptcy, loan modifications, estates, civil litigation and family law, John P. Brooke, Esq. opened his own law office. The Brooke Law Firm serves is a full service law practice dedicated to helping Long Islander's in all the legal challenges that life throws at them. John P. Brooke, Esq. also interned for Senior Federal Judge Leonard Wexler while in law school. John is also currently a Special Assistant Prosecutor for the Village of Ocean Beach on Fire Island.
Michael Leslie Walker
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Michael Leslie Walker
Brooklyn, NY Bankruptcy Attorney with 16 years of experience
(718) 680-9700 9052 Fort Hamilton Parkway
Second Floor Suite
Brooklyn, NY 11209
Bankruptcy, Criminal Defense, Divorce and Foreclosure Defense
Albany Law School
Michael L. Walker graduated cum laude from Queens College, City University of New York in 2003, with a double major in Philosophy and Political Science. While in college, Mr. Walker was elected to the Pi Sigma Alpha and Golden Key Honor Societies. Following college, Mr. Walker enrolled in Albany Law School of Union University, where he graduated in 2006 with a concentration in Business Law. Upon being admitted to the bar in New York and Massachusetts in 2007, Mr. Walker worked in Manhattan at a boutique immigration law firm. He then opened his private practice in...
Stephen Barry Kass
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Stephen Barry Kass
New York, NY Bankruptcy Attorney with 32 years of experience
(212) 843-0050 225 Broadway
Ste 711
New York, NY 10007
Free ConsultationBankruptcy and Tax
New York University School of Law and Maurice A. Deane School of Law at Hofstra University
NYC Based Bankruptcy & Tax Attorney handling corporate and consumer cases. Chapter 11 filings in New York for high tax debt and other business problems. Consumer Discharges for credit card and mortgage problems. Tax Court filings in NYC, Offer in compromise filings, intallment agreements.
Cooper J. Macco
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Cooper J. Macco
Islandia, NY Bankruptcy Attorney with 11 years of experience
(631) 549-7900 2950 Express Dr S
Suite 109
Islandia, NY 11749
Free ConsultationBankruptcy, Foreclosure Defense and Real Estate
St. John's University School of Law
Cooper J Macco is a lifelong Long Island resident. Mr. Macco graduated from Cold Spring Harbor High School in 2004. In 2008, Mr. Macco received a B.A. in Mathematics from the C.W. Post Campus of Long Island University. In 2012, Mr. Macco graduated from St. John's University School of Law and was admitted to the New York State Bar in February 2013. Mr. Macco is also admitted to practice in the Eastern and Southern District of New York. While in law school, Mr. Macco focused his studies on debt collection, insolvency, restructuring and bankruptcy. Mr. Macco received the CALI Excellence...
Richard Glenn Gertler
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Richard Glenn Gertler
East Meadow, NY Bankruptcy Attorney with 38 years of experience
(516) 228-3553 90 Merrick Avenue
Suite 400
East Meadow, NY 11554
Free ConsultationBankruptcy, Appeals, Business and Collections
Brooklyn Law School
Richard Gertler has been helping individuals and businesses in the Long Island area for over 20 years. He is dedicated and experienced. If you need an attorney to help with your business or bankruptcy matters contact us today. GERTLER LAW GROUP, LLC 90 Merrick Avenue Suite 400 East Meadow, New York 11554 Phone: (516) 228-3553 https://gertlerlawgroup.com/
Samuil Buschkin
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Samuil Buschkin
New York, NY Bankruptcy Attorney with 18 years of experience
(201) 298-3339 347 5th Avenue
Suite 1402
New York, NY 10016
Free ConsultationBankruptcy, Business, Immigration and Real Estate
Syracuse University College of Law
With a background in customer-service-facing industries, Samuil Buschkin understands the importance of maintaining rapport and communication with clients - the primary reason why a lawyer is in business. Samuil was an immigrant three times in his life and grew up in a community of business owners. As such, Samuil Buschkin is very attuned to the needs and sensitivities of immigrants or business owners. Real estate is the backbone of the US economy and a major element in most people's economic life. We believe that with our network and professionalism we will provide outstanding representation to you. In addition, we speak French, Italian, Russian,...
Louis A Russo
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Louis A Russo
New York, NY Bankruptcy Lawyer with 16 years of experience
(929) 262-1101 276 Fifth Avenue
Suite 704
New York, NY 10001
Free ConsultationBankruptcy, Arbitration & Mediation, Business and Securities
Maurice A. Deane School of Law at Hofstra University
I help domestic and international businesses and their directors and officers resolve complex commercial litigation disputes through practical and economical pre-suit negotiations and, if necessary, litigation (federal and state), arbitration, and mediation.

For all of my clients, I strive to understand their businesses as well as they do and work efficiently to achieve their desired outcomes hopefully without need for litigation. All of my clients have come to expect that I will provide frank but value-added legal advice that empowers them to consider salient risks and act decisively.

I have successfully represented clients in a wide range of disputes involving corporate...
Scott Glatstian
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Scott Glatstian
New York, NY Bankruptcy Lawyer
(888) 883-5529 40 Wall St
Suite 3602
New York, NY 10005
Free ConsultationBankruptcy and Estate Planning
Syracuse University
Scott is a graduate of Syracuse University College of Law and received his undergraduate degree from Rutgers University. Scott’s passion for analyzing complex issues and breaking them down into simpler terms led him to law school and ultimately to Rosenblum Law where he excels at working to help clients understand the law and the legal options available to them. A technology enthusiast, Scott’s hobbies include building computers and entertainment systems for his friends and family. Mr. Glatstian is licensed to practice law in both New York and New Jersey and joined Rosenblum Law in 2020. He is a member of...
Simon Goldenberg
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Simon Goldenberg
Brooklyn, NY Bankruptcy Lawyer with 14 years of experience
(347) 389-0245 258 Highlawn Ave, 1st Floor
Brooklyn, NY 11223
Bankruptcy
Hofstra University
Attorney Goldenberg is the founder of the New York law firm, the Law Office of Simon Goldenberg, PLLC. Mr. Goldenberg acknowledges how stressful it is to be in a position of financial difficulty, and he strives to help every client obtain relief from their debts. Whether you are considering filing for bankruptcy or being harassed by debt collectors, you can trust that Attorney Goldenberg will provide you with trusted counsel and an effective solution. To find out more about retaining Mr. Goldenberg’s representation, contact the firm today!
T. Edward Williams
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T. Edward Williams
New York, NY Bankruptcy Lawyer with 14 years of experience
(212) 417-0430 45 Rockefeller Plaza 20th FL
New York, NY 10111
Free ConsultationBankruptcy, Business, International and Real Estate
The University of Denver Sturm College of Law
Mr. Williams' experience includes both trial and transactional work. Mr. Williams has appeared in Federal and State courts, representing individuals and businesses in various matters, including claims involving Employment Discrimination, Bankruptcy Adversarial Proceedings, Breach of Contract, Real Estate Disputes, Real Estate Partition, Real Estate Litigation, Shareholder Disputes, and Employee Stock Ownership Plans (ESOP). On the transactional side of his practice, Mr. Williams focuses on Private Placement Memorandum (PPM), Choice of Entities issues, Partnership Dissolution, Post-and-pre-nuptial Agreements, and Trusts and Estate Planning.
Marvin Wolf
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Marvin Wolf
Brooklyn, NY Bankruptcy Attorney with 28 years of experience
(917) 434-8115 Marvin Wolf, Esq.
2018 Voorhies Avenue, #A-4
Brooklyn, NY 11235
Free ConsultationBankruptcy
Brooklyn Law School
I am an attorney and counselor at law with a bankruptcy, consumer, small business and matrimonial law concentration. Because I am admitted in NY, NJ and PA, I can also handle multi-jurisdictional issues - helping clients with problems in different states. Bankruptcy and divorce involves finding creative solutions to sometimes unique problems and personalities. I am very straightforward and cut through the bull to get to the heart of the matter and try to save clients time and money.
Anthony J. Pietrafesa
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Anthony J. Pietrafesa
Albany , NY Bankruptcy Attorney with 40 years of experience
(518) 218-0851 1971 Western Avenue #181
Albany , NY 12203
Free ConsultationBankruptcy, Arbitration & Mediation and Consumer
Syracuse University College of Law
Ronald Weiss
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Ronald Weiss
Melville, NY Bankruptcy Attorney with 35 years of experience
(631) 479-2455 734 Walt Whitman Rd.
Suite 203
Melville, NY 11747
Free ConsultationBankruptcy and Foreclosure Defense
New York University School of Law
Ronald D. Weiss, ESQ. is a Long Island bankruptcy, foreclosure, and modification lawyer, who since 1988 has represented individuals and businesses in the greater Long Island and New York areas undergoing financial hardship.

The Law Office of Ronald D. Weiss, P.C., for over twenty-five (25) years, has concentrated in legally representing residents of Suffolk County and Nassau County, Long Island under Chapters 7, 11 and 13 of the Bankruptcy Code, foreclosure defense litigation, mortgage loan modifications, and general debt negotiation. Through advice and representation, our attorneys help determine and implement the best and most affordable ways to: eliminate overwhelming credit card...
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