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Stuart A. Young
West Palm Beach, FL Foreclosure Defense Attorney with 46 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Collections and Personal Injury
University of Florida Levin College of Law
As the only Board Certified Consumer Bankruptcy attorney in West Palm Beach, practicing bankruptcy law since 1977, I possess a high degree of expertise in the field of consumer bankruptcy law. I have been Board Certified by the American Board of Certification in Consumer Bankruptcy since 1999.
Attainment of this certification requires peer review, successful performance on a lengthy examination and completion of 60 hours of continuing legal education every five years. It is not surprising that few lawyers are able to achieve this distinction.
I have also authored a text book for lawyers on bankruptcy...
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Bruce Rosenwater
West Palm Beach, FL Foreclosure Defense Attorney with 35 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Collections and Real Estate
Cleveland State University Cleveland-Marshall College of Law
Attorney Bruce S. Rosenwater was born in Cleveland, Ohio. He is a veteran attorney, having assisted Floridians for more than 20 years. Bruce founded and developed his law firm as a law firm for life. He developed the firm’s practice areas to span most, if not all of an individual’s and a family’s lifetime legal needs. He has distinguished his practice by willingly being a family’s lawyer and counselor throughout the various stages and circumstance of their lives, from owning a first home to unfortunately unavoidable disputes, business and real estate legal needs and even injury, probate and guardianship law....
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Jacqueline Alicia Salcines
Coral Gables, FL Foreclosure Defense Attorney with 25 years of experience
(305) 669-5280
706 south dixie highway
Second Floor
Coral Gables, FL 33146
Free ConsultationForeclosure Defense, Business, Collections and Real Estate
University of Miami School of Law
With over 24 years experience as a lawyer, and holding dual degrees in Law and Accounting, Attorney Jacqueline Salcines prides herself in providing sound legal advice in the real estate, business litigation, debt settlement and foreclosure as well as landlord tenant arenas. As a real estate lawyer and title agent, she has conducted over 5,000 closings, providing sound legal advice to her clients, both national and international. We also specialize in assisting clients with their contract review and litigation, if a contract results in a dispute. And because of our business acumen and solid...
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Jonathan A. Klurfeld
Boca Raton, FL Foreclosure Defense Lawyer with 12 years of experience
Free ConsultationForeclosure Defense, Collections, Criminal Defense and Real Estate
St. Thomas University
Practice Areas: Real estate law, foreclosure defense, landlord/tenant, evictions, debts, credit card debt, small claims.
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Paul John Scanziani
Miami, FL Foreclosure Defense Attorney with 12 years of experience
Free ConsultationForeclosure Defense, Divorce and Estate Planning
St. Thomas University School of Law
Paul is passionate about using his extensive experience to offer effective legal advice that leads to real world solutions for real world problems.
Paul has been with his wife, Denise Martinez-Scanziani, for almost 30 years, has three teenage children, and enjoys sports and travel.
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Maikel Nagy Eskander
Boca Raton, FL Foreclosure Defense Attorney with 12 years of experience
(833) 722-7529
2385 NW Executive Center Dr Ste. 100
Boca Raton, FL 33431
Free ConsultationForeclosure Defense, Business, Real Estate and Trademarks
Florida State University College of Law
Mr. Eskander is an AV Preeminent rated attorney with Capital Partners Law PLLC. He is a dynamic leader, both within the firm and the local business community. As a true legal ambassador to the corporate world, he is passionate about helping individuals and companies succeed in a global economy while maintaining focus on integrity, honesty, high personal ethics, and creating an atmosphere of cooperation & teamwork.
As a business, real estate, and litigation attorney, Mr. Eskander prides himself on being a zealous advocate and trusted advisor to his clients. His knowledge and understanding of the law, combined with his ability...
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Gerald Solomon
Boynton Beach, FL Foreclosure Defense Lawyer with 42 years of experience
Free ConsultationForeclosure Defense
Howard University
I concentrate in the area of foreclosure defense litigation, protection of consumer rights through litigation against banks and lenders, appellate work, and civil litigation.
My strong suit is in case strategy. Case strategy is the ability to review a case and determine the best strategy to achieve my client’s desired results. This involves more than simply reviewing a case and reporting back to the client.
It means understanding the client, helping the client define their goals, informing the client of their chance of meeting their goals, and planning the case. It often involves thinking outside of the...
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Liu "Margaret" Yang
Plantation, FL Foreclosure Defense Attorney with 12 years of experience
Free ConsultationForeclosure Defense
Chicago-Kent College of Law, Illinois Institute of Technology
Margaret Yang is a highly educated attorney who leverages all of her knowledge and experiences to achieve the best results for homeowners facing foreclosure. Since joining our firm she has focused on foreclosure defense for our Florida, New Jersey and New York clients. She is passionate about consumer law and helping people who are in danger of losing their home.
Margaret Yang is originally from China, where she graduated from Southwest University of China with a Bachelor of Arts degree in English education and literature. After moving to the United States, she earned a Master of Instructional Systems Technology degree from...
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Alejandro E. Jordan
Coral Gables, FL Foreclosure Defense Lawyer with 19 years of experience
Free ConsultationForeclosure Defense, Landlord Tenant and Real Estate
Florida State University College of Law
Alejandro E. Jordan is the co-founder of the boutique law firm Jordan + Lawyers | ESQ.title.
As a deal maker, Alejandro keeps clients’ best interests in mind when striking real estate deals. He believes in managing legal issues with a business-oriented mindset knowing that, at the end of the day, the greatest contract will soon be forgotten if client receives a poor financial outcome. Committed to the core values of client service, quality, and innovation, he has achieved results under stringent deadlines and brings to the table experience managing demanding client base ranging from the successful ultra-affluent high net worth individual...
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Chip Parker
Jacksonville, FL Foreclosure Defense Attorney with 32 years of experience
Free ConsultationForeclosure Defense and Bankruptcy
Stetson University College of Law
I have been a consumer lawyer since 1992, with an emphasis on consumer and small business bankruptcy and defending consumers against illegal debt collection activity.
I manage two consumer bankruptcy law firms ~ in Florida and Utah. Over the 26 years of running consumer law firms, I came to understand that these are not law firms at all. They are consumer satisfaction companies that provide legal representation to consumers and small businesses. Client satisfaction is our #1 goal. It is so important, as a matter of fact, that we publish a Statement of Client Rights right on the website, and we...
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David Carrera
Lake Mary, FL Foreclosure Defense Lawyer with 13 years of experience
(669) 444-0505
1540 International Parkway
Suite 2000
Lake Mary, FL 32746
Free ConsultationForeclosure Defense, Estate Planning and Landlord Tenant
University of Miami School of Law
David Carrera focuses his practice on foreclosure defense, landlord/tenant law (landlords only), and estate planning.
David graduated from the University of Florida where he studied business management and philosophy. During his time at UF, David mentored students through his leadership in Phi Alpha Delta. He also represented UF in statewide trial competitions. His passion for the law led him to the University of Miami School of Law. While studying law, David volunteered in pro bono efforts to help local children and families in need. These efforts spurred his desire to provide easy access to legal services without financial obstacles.
As the founder...
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Michael Faro
Cocoa, FL Foreclosure Defense Lawyer with 19 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Business and Real Estate
Capital University
I represent small business owners and real estate investors. We help people plan ahead to protect their assets, and we help those in distress protect what they can and address their debts so that they can move forward.
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John Morey
Orlando, FL Foreclosure Defense Lawyer with 16 years of experience
Foreclosure Defense, Landlord Tenant, Personal Injury and Real Estate
Barry University Dwayne O. Andreas School of Law
Attorney John Morey is a native of Tampa, Florida. After moving to New York he attended the State University of New York College at Brockport where he earned a Bachelor of Sciences in Psychology. Mr. Morey earned his Juris Doctorate from the Barry University Dwayne O. Andreas School of Law where he graduated in the top 25% percentile of his class.
Mr. Morey has been dedicated to being a zealous advocate for his clients since the first time he stepped into a courtroom as a certified legal intern for the Seminole County Legal Aid Society, Inc. The experience he gained...
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Brian P. Kowal
Coral Springs, FL Foreclosure Defense Lawyer with 16 years of experience
Free ConsultationForeclosure Defense, Business, Landlord Tenant and Real Estate
Shepard Broad Law Center, Nova Southeastern University
Brian P. Kowal, Esq. was born in Rochester, New York but since 2003, he has called South Florida his home. Upon moving to Florida, Brian knew South Florida is where he wanted to raise a family and build his practice. Prior to opening up his own practice, Brian gained valuable experience representing various clients across the legal spectrum. Brian opened his practice with the sole goal of providing his clients’ with the best possible legal representation.
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Alejandro Rivera
Kissimmee, FL Foreclosure Defense Attorney with 12 years of experience
Free ConsultationForeclosure Defense and Bankruptcy
Florida A&M University College of Law
I am an experienced attorney located in Kissimmee Florida. I started my law firm, ALEJANDRO RIVERA P.A., to bring value to all that need the legal services of our firm. ALEJANDRO RIVERA P.A. consists of 2 dedicated Attorneys, and 2 dedicated legal assistants with significant experience in their assigned practice areas. Together, acting as a team we can assist with most legal problems our clients come in with. We also can refer you to the appropriate specialist that can better help you if necessary.
I am from Bronx New York, bilingual and a former military highly decorated veteran...
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Tony Turner
DELAND, FL Foreclosure Defense Lawyer with 32 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Social Security Disability and Workers' Comp
Florida State University College of Law
Since 1991 I have practiced law representing thousands of clients in their bankruptcy and workers' compensation legal issues. Previously employed with Morgan & Morgan and as an assistant county attorney with Hillsborough County, I started my office in 2001and dedicated it to representing debtors who are trying to get a fresh start by discharging their debt, saving their homes from foreclosure, stopping lawsuits, and harassing phone calls. I have represented thousands of injured workers and have settled millions in workers' compensation disputes. Call me today for a free legal consultation. I offer payments plans and try to work within...
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Ryan Michael Albaugh
SAINT AUGUSTINE, FL Foreclosure Defense Lawyer with 24 years of experience
(904) 794-7898
1301 Plantation Island Dr. S.
Suite 302B
SAINT AUGUSTINE, FL 32080
Free ConsultationForeclosure Defense, Bankruptcy, Criminal Defense and DUI & DWI
Golden Gate University School of Law
With over 15 years of experience, I have handled thousands of cases. I am both skilled and knowledgeable in Criminal Defense, Foreclosure Defense, Bankruptcy, Family Law, and Injury Law matters. I provide personal attention and zealous representation to meet my clients' legal needs and goals. I am committed to protecting and fighting for their rights and interests.
As a former Deputy District Attorney, I prosecuted a broad range of criminal matters from misdemeanors to serious felonies. My extensive knowledge and insight into the criminal law system has assisted in the successful defense of many clients. I also advocate for clients...
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Julio Cesar Marrero
Miami, FL Foreclosure Defense Lawyer with 36 years of experience
Foreclosure Defense, Bankruptcy, Divorce and Real Estate
University of Miami School of Law
Julio C. Marrero, is an experienced Florida Attorney, licensed since 1988. He received his Juris Doctor degree Cum laude from the University of Miami School of Law. He has since dedicated his entire professional career to providing legal services to the South Florida community. As a solo practitioner, Julio dedicated his general practice to Civil, Family, & Real Estate Law. He became well known for successfully completing a large volume of Real Estate Transactions as closing and title insurance agent.
Julio C. Marrero is presently the Senior Managing Partner & Founder of MARRERO, CHAMIZO, MARCER LAW, a Miami law...
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Nicole (Neustein) Moskowitz
Sarasota, FL Foreclosure Defense Attorney with 15 years of experience
Free ConsultationForeclosure Defense, Business, Collections and Real Estate
University of Miami School of Law
Nicole (Neustein) Moskowitz is a Miami native who has been licensed to practice law since 2008. After law school, Ms. Moskowitz worked for a major law firm in which she defended multi-million dollar insurance and products liability cases. Ms. Moskowitz also has extensive courtroom experience as both a litigator and federal law clerk.
Ms. Moskowitz brings a unique experience to the practice of law having completed prestigious clerkships for two federal magistrate judges in the Southern District of Florida. These clerkships exposed Ms. Moskowitz to the inner workings of a court room and a variety of federal cases including civil rights...
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Jordan Marcus Brill
Boca Raton, FL Foreclosure Defense Lawyer with 12 years of experience
Foreclosure Defense, Landlord Tenant and Real Estate
Nova Southeastern University
Jordan is a founding partner of Glachman & Brill, P.A. Jordan graduated magna cum laude from Florida State University in 2007. He obtained his Juris Doctorate from Nova Southeastern University in 2011, and is licensed to practice law in the State of Florida.
Jordan specializes in real property litigation. Jordan has successfully represented Landlords, Tenants, Property Managers, and Property Owners in cases involving: sale and purchase contract disputes; foreclosure; real estate title defects; landlord and tenant disputes; homeowners and condominium owners association disputes; homestead exemptions; and partitions of real property.
Jordan is admitted to practice in the U.S. District Court for...
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Natalie F. Guerra-Valdes
Fort Lauderdale, FL Foreclosure Defense Lawyer
Free ConsultationForeclosure Defense, Appeals, Business and Real Estate
University of Florida Levin College of Law
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Thomas Adam
Jacksonville, FL Foreclosure Defense Attorney with 20 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Business and Real Estate
Florida State University College of Law
Thomas Adam was born and raised in the suburbs of Baltimore, MD. He performed his undergraduate studies at the University of Maryland at College Park and Florida State University; where he excelled in business and investments, and earned a Bachelor’s of Science degree in Business Administration with a major in Finance. During his time as an undergraduate at Florida State University, Mr. Adam interned for Merrill Lynch Pierce Fenner & Smith in Tallahassee, Florida. After graduation, Mr. Adam joined Merrill Lynch’s Jacksonville, Florida office, where he acquired the FINRA Series 7 and 63 licenses. Mr. Adam earned his Juris...
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Justin Scutt Warren McMurray
Ocala, FL Foreclosure Defense Attorney with 17 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Collections and Real Estate
University of Florida, Fredric G. Levin College of Law
Before obtaining my law degree I was a licensed mortgage banker in Florida. I have a very strong background in real estate law and participated in over 10,000 Real Estate Closings. I also have helped thousands of clients throughout Florida with bankruptcy, foreclosure defense and debt settlement. I always offer a FREE consultation. Call us today (888) 316 2131
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Spencer R. Munns
Kissimmee, FL Foreclosure Defense Lawyer with 20 years of experience
Foreclosure Defense, Business, Environmental and Real Estate
Brigham Young University
Spencer Munns is Co-President of the Central Florida law firm of Bogin, Munns & Munns. He specializes in Commercial Real Estate Transactions and Leasing. While attending Brigham Young University, he traveled to Poland to serve a two-year mission for his church. Spencer Munns has studied in various countries, including Egypt, Israel, and Jordan. He worked as a financial consultant for Merrill Lynch before pursuing his law degree, also at Brigham Young University. While in law school, he acted as a clerk for Filice, Brown, Eassa & McLeod, and for The Fremont Group in San Francisco.
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Christian Robert Panagakos
Fort Lauderdale, FL Foreclosure Defense Lawyer with 29 years of experience
(954) 600-8990
1451 W. Cypress Creek Road
Suite 300
Fort Lauderdale, FL 33309
Free ConsultationForeclosure Defense, Bankruptcy and Real Estate
University of Florida
Our mission is to help people resolve their financial challenges. We do this by listening to our clients' issues and objectives, and developing a legal strategy to best meet those objectives. Legal services include debt-negotiations and restructuring, foreclosure defense, home loan modifications, short sales, deeds-in-lieu of foreclosure, assignments for the benefit of creditors and of course bankruptcy. We utilize Chapter 7, Chapter 11 and Chapter 13 of the Bankruptcy Code and Chapter 727 of Florida Statutes. We represent debtors and creditors, individuals and businesses, and always offer free phone consultations to help people quickly understand their...
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Craig Ivan Kelley
West Palm Beach, FL Foreclosure Defense Lawyer with 36 years of experience
(561) 264-6850
1665 Palm Beach Lakes Blvd
Suite 1000
West Palm Beach, FL 33401
Foreclosure Defense, Bankruptcy, Business and Real Estate
University of Miami School of Law
Craig I. Kelley is the Managing Partner of Kelley Kaplan & Eller, P.L.
Mr. Kelley founded the firm in 2001. His vision when he founded the firm was to find creative solutions to difficult problems, as presented by his various clients. To this day, this philosophy remains as the foundation of the services provided by Kelley Kaplan & Eller, P.L..
Mr. Kelley has extensive experience handling a wide variety of complex matters, from restructuring and insolvency proceedings to complex state court litigation. His motto is that every problem has a solution.
Specifically, Mr. Kelley focuses his practice in the representation of creditors and...
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Sherri B. Simpson
Sunrise, FL Foreclosure Defense Attorney with 33 years of experience
(954) 524-4141
Belle Terre Building
7800 West Oakland Park Blvd Ste B-102
Sunrise, FL 33351
Free ConsultationForeclosure Defense, Bankruptcy, Business and Consumer
University of Miami
I have been an attorney since 1990 and have focused on foreclosure defense since 1993 and bankruptcy since 1997. I have also handled a lot of business matters from sales to contract drafting, asset protection to bankruptcy.
I have a very well rounded background including family law, elder law, probate, lemon laws, tax law and consumer protection law. This wide breadth of knowledge allows me to see possibilities other attorneys miss, and to help you determine the best course of action for your individual circumstances.
I can help if you are behind in child support, have not paid individual, payroll...
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Paige L. Carlos
Orlando, FL Foreclosure Defense Lawyer with 12 years of experience
Foreclosure Defense, Divorce, Family and Real Estate
Florida A&M University College of Law
Paige L. Carlos devotes the majority of her practice to Real Estate Law. She also has ample experience practicing Family Law and handling dissolutions of marriage, child support issues, child custody disputes and mediations. She takes her work very seriously and enjoys being able to help her clients through difficult times. Paige has a real passion for people and she strives to put forth her best effort to serve those who cannot serve themselves. Paige grew up in Southern Connecticut. In 2009 Paige received her Bachelor’s degree from Colgate University in Hamilton, New York where she majored in Africana...
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Eric Anthony Lanigan
Winter Park, FL Foreclosure Defense Lawyer with 47 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Business and Real Estate
Stetson University College of Law
Winter Park, Florida attorney Eric A. Lanigan has provided clients aggressive and experienced legal representation in real estate, business and civil, foreclosure, bankruptcy, and securities and investment losses law in Central Florida since 1976. Eric Lanigan has a strong history in securities law and the financial industry. He provides clients with the complex legal advice and counsel that family, individual and businesses need to get through legal issues. There’s not much I haven’t litigated from basic employment contract disputes to suits for defending for non-performance, to collecting damages in class-action suits,” Lanigan said. He has...
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Peggy Cruz-Townsend
Fort Lauderdale, FL Foreclosure Defense Attorney with 25 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Divorce and Family
University of Florida Levin College of Law
I graduated from the University of Florida in Gainesville, Florida in 1997. I was admitted to the Florida Bar in 1998 and immediately began working as an assistant state attorney for the Palm Beach State Attorney’s Office where I prosecuted hundreds of criminal defendants. Towards the end of 1998, I then entered civil practice when I joined the Legal Aid Office in Dade County, Florida where I assisted clients in family law matters ranging from divorce, to distribution of properties and debts. Thereafter, in 1999, I went into private practice, and based upon my experience and qualifications was also appointed...
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Jacqueline Renee LaVerne
St. Cloud, FL Foreclosure Defense Lawyer with 7 years of experience
Foreclosure Defense and Bankruptcy
Barry University Dwayne O. Andreas School of Law
Jacqueline R. LaVerne is an Associate attorney with the Orlando full-service law firm of Bogin, Munns & Munns, where she focuses on bankruptcy and foreclosure defense.
Ms. LaVerne earned her J.D. from Barry University Dwayne O. Andreas School of Law (2016) and her B.S. in Legal Studies in from the University of Central Florida (2013). While at Barry University, she volunteered as an extern in the Bankruptcy Pro Se Clinic located at the George C. Young Federal Courthouse, providing assistance to debtors representing themselves in bankruptcy.
She also maintained an internship position during law school at an Orlando bankruptcy law firm...
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Elias Leonard Dsouza
Plantation, FL Foreclosure Defense Attorney with 23 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Business and Landlord Tenant
Nova Southeastern University
Our Firm concentrates its practice in Bankruptcy [7, 13 & 11,]Debtor and Creditor Representation, Bankruptcy Related Litigation, Corporate Reorganizations & Workouts & Creditor Rights, foreclosure defense, credit restoration, and we sue debt collectors under the Fair Debt Collection Practices Act. Our firm also does a fair share of family law, wills, probate, commercial and civil litigation, personal injury, real estate transactions, refinancing and foreclosure defense, landlord-tenant issues.
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Matthew David Bavaro
Delray Beach, FL Foreclosure Defense Attorney with 25 years of experience
111 Southeast 2nd Street
Suite #2
Delray Beach, FL 33483
Foreclosure Defense and Bankruptcy
Shepard Broad Law Center, Nova Southeastern University
As a partner at Loan Lawyers, Fort Lauderdale lawyer Matthew Bavaro offers legal counsel to those who are in debt. He has been practicing as a lawyer in the state of Florida for 15 years. Before co-founding Loan Lawyers, LLC, he previously served as a personal injury lawyer. Attorney Bavaro is the recipient of an Avvo Rating on 9.0 Superb. He is a graduate of the Shepard Broad Law Center at Nova Southeastern University. To learn more, contact his firm today.
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Amida Umesh Frey
Miami, FL Foreclosure Defense Lawyer
Free ConsultationForeclosure Defense, Business and Landlord Tenant
Florida International University College of Law
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Carol A Lawson
Dunedin, FL Foreclosure Defense Attorney with 26 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Consumer and Estate Planning
Western Michigan University Cooley Law School
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Donald Dufresne
Jacksonville, FL Foreclosure Defense Lawyer with 38 years of experience
Free ConsultationForeclosure Defense, Bankruptcy and Consumer
University of Arkansas - Little Rock
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Cesery L. Bullard
Orlando, FL Foreclosure Defense Lawyer with 27 years of experience
Free ConsultationCollections, Estate Planning, Probate and Real Estate
Barry University Dwayne O. Andreas School of Law
WE DO WILLS!
And can assist with all of your estate planning needs, including trusts, living will and power of attorney.
We also specialize in business law and collections and can assist with real estate matters.
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Christopher Hancock
Orlando, FL Foreclosure Defense Lawyer with 13 years of experience
Foreclosure Defense, Bankruptcy, Family and Real Estate
Florida A&M University College of Law
Mr. Hancock is the Managing Partner at Hancock & Associates, P.A. He graduated from undergraduate school at the University of Central Florida in 2003, where he received his Bachelors of Science in Psychology. He attended and graduated from Florida A&M College of Law, in Orlando, FL, and received his Juris Doctor in 2010. He has been a member of the Florida Bar and a practicing attorney since September, 2010. During law school, he was a summer associate at McCreary & Hancock, P.A., in Orlando, Florida, and later was a clerk for the Judge of Compensation Claims in Orlando, FL....
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Andrew Pascale
Daytona Beach, FL Foreclosure Defense Lawyer with 15 years of experience
Foreclosure Defense, Personal Injury, Probate and Real Estate
Nova Southeastern University
Andrew “Andy” Pascale. Andrew is a South Florida native. He attended the University of Central Florida where he achieved a B.S. degree in Business Management. He then went on to attend and graduate from Nova Southeastern University Shepard Broad Law School. Andrew prides himself on excellent client commutation, as well as strong legal research, writing and advocacy skills.
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J. Christopher Crowder
Melbourne, FL Foreclosure Defense Lawyer with 16 years of experience
Free ConsultationForeclosure Defense, Bankruptcy, Consumer and Real Estate
Barry University Dwayne O. Andreas School of Law
I believe it is important to identify a clients goals and build a strategy to best meet those goals. Growing up in a small town taught me to stand behind my work and to only provide services that people really need.
Chris grew up in Basehor, Kansas on the outskirts of Kansas City where he learned to “pay it forward.” He lives and works by the ideal that the work you do and the promises you make to individuals carries forward. With that in mind, Chris attended Kansas State University where he earned his B.S. in Speech Communications. Chris also spent...