Mercer County Bankruptcy Lawyers

Ray recieved his J.D. at Northwestern University in 1974 and M.B.A. at Northwestern University in 1972 with a B.A. at California State, L.A. in 1968. He is a member of the Illinois State Bar Association and Rock Island County Bar Association.

Former Public Administrator of Rock Island County

Former Public Guardian of Rock Island County

HUD Foreclosure Commissioner

Since obtaining my license in 2008, I have dedicated my career to representing numerous financial institutions, focusing on enforcing their security interests. Over the last decade, I have supported community banks through complex commercial workouts, dealing with sophisticated financial products. My litigation experience extends to contested contract cases based on various legal theories. I have been recognized as a Rising Star by Super Lawyers and an Emerging Lawyer by Leading Lawyers since 2015. My practice primarily involves representing secured creditors in all facets of commercial loan enforcement, from initiating commercial workouts to enforcing judgments. I frequently write on these subjects and...

I help people across Illinois in personal injury, worker's compensation, and bankruptcy matters. I am licensed to practice in Illinois, am a member of the Illinois State Bar Association, and am admitted to practice in the U.S. District Court for the Central District of Illinois, Southern District of Illinois, Northern District of Illinois, Northern District of Indiana, Southern District of Indiana, and the Eastern District of Missouri. I received my Bachelor of Arts Degree in Business Management from Eureka College where I also minored in Spanish. I then received my law degree from Southern Illinois University School of Law....

For over 30 years Charles Covey has been practicing law. He has handled bankruptcy cases during the duration of his three decades of legal practice and for the past decade, he has practiced exclusively in bankruptcy, debt relief and foreclosure defense matters.

Mazyar M. Hedayat is the principal of M. Hedayat & Associates, PC, a law firm that has represented Clients for nearly 25 years in the areas of business law and litigation, bankruptcy law and litigation, real property transactions and litigation, construction law and mechanics liens, corporate law, and more. After attending the University of Chicago and University of Michigan, Mr. Hedayat received his MBA from the U.M. Ross School of Business, and his J.D. from DePaul University College of Law. Mr. Hedayat is a title insurance agent and operated a full-service title company for 6 years....

Rich Fonfrias is a respected Financial Rescue and Bankruptcy Lawyer based in Chicago, Illinois. He has practiced law since 1996 and has in-depth experience helping families and business owners overcome serious financial problems. Rich represents clients in all types of financial emergencies, including creditor lawsuit defense – credit card defense – foreclosure defense – debt elimination, reduction and settlement – tax elimination, reduction and settlement – and loan and mortgage modifications, as well as chapter 7, 11 and 13 bankruptcies. In 1990, Rich graduated from State University of New York at Stony Brook, where he earned a Bachelor of Arts Degree in...

I have been practicing law for over 35 years. I graduated 3rd in my class from law school, so I had the opportunity to work at one of Chicago's largest law firms on Michigan Avenue, Ross & Hardies, right out of law school. At that time my experience was mostly in the area of personal injury law having clerked during law school for one of the nations top personal injury lawyers, Leonard M. Ring & Associates. In April of 1991 I started my own firm that has continued to prosper under the philosophy of providing, "Quality,...

Attorney Charles N. Therman is an effective, experienced, compassionate advocate. He represents clients in personal injury, workers' compensation, nursing home abuse, bankruptcy and foreclosure defense matters. He provides straightforward answers and solutions for his clients. Contact Charles for a free consultation!

John Lynch became interested in debt relief and bankruptcy before he went to Law School. John was employed at Eastern Airlines in Miami, Florida, which at that time was the second largest airline in the US. Eastern Airlines filed for bankruptcy in 1990 and by 1991 it had closed its doors. John knew so many people that could not find work, had cars repossessed and faced mounting debt. Then, in 1992 Hurricane Andrew hit South Florida and Pan Am airlines also closed its doors. By that time John was a Paralegal and owner of a Title Company. He worked as...

47 years experience in Immigration and International Law, Complex Bankruptcy and Health law Visiting Professor of International Law DePaul University College of Law Global Faculty International Law, Faculty of Law ,University of Liverpool School of Law U.K. Advanced law degree (LL.M) DePaul University Dissertation supervisor University of Cumbria U.K. Salford University U.K.. Assistant Professor Tulane School of Tropical Medicine and Public Health, New Orleans

Tina Adams has been with Robert J. Adams & Associates full time since 1993. After law school, Tina became the managing partner at Robert J. Adams & Associations. Tina like her father concentrates in Consumer Bankruptcy. In addition, Tina works with business bankruptcy and Personal Injury cases. Tina is the Lake County attorney for Robert J. Adams & Associates. Additionally, in 2005 Tina became a part time adjunct instructor at the College of Lake County.

Ariel Weissberg is the managing partner of Weissberg and Associates, Ltd., 401 South LaSalle Street, Suite 403, Chicago, Illinois, 60605. Weissberg and Associates, Ltd. concentrates in the areas of business and commercial litigation, transactional matters and all aspects of insolvency and financial distress, including bankruptcy, loan work-outs and foreclosures. Mr. Weissberg founded Weissberg and Associates in July, 1984. Since then, he has built a varied and loyal clientele, comprised of small to medium-sized to publicly traded businesses, and individuals. He is sought out for complex business and financial planning, especially relating to credit facilities and crisis-management, and high-risk litigation....

Bankruptcy attorney in Chicago with 20+ years bankruptcy experience. I handle all aspects of chapter 7 and chapter 13 cases in Chicagoland. I offer free consultations to help get you the advice you need to make an educated decision about the bankruptcy filing process. Contact me to get the fresh start you deserve.

I am a member of the American Bankruptcy Institute, the Chicago Bar Association and the Illinois Bar Association. I have filed thousands of bankruptcy cases in Illinois and have eliminated millions of dollars in debt from credit cards, medical bills, repossessions,...

Gary Newland is an experienced trial attorney evidenced by the hundreds of cases he has successfully won at trial. Many of Gary's cases have been covered by USA Today, Forbes, Chicago Tribune, Chicago Sun-Times, NBC, The Daily Herald, Oprah Winfrey, and the list goes on. Many of the clients Gary represents are referrals from other attorneys who are aware of his skills and reputation in the community. He has been an invited guest lecturer to the Bar Association and other legal organizations as well as an author of published articles on legal issues. He has been a member of the...

Tina T. Tran (known to her close friends as Ty) is a second-generation Vietnamese American. As an ardent social justice advocate, Tina is committed to providing accessible, affordable, and affirming legal support and advocacy to people of all backgrounds and circumstances. She prides herself on giving her clients the fresh start they deserve, whether that be through filing for Bankruptcy, or through the Expungement and Sealing of criminal records. Tina grew up in the California Bay Area, and she learned early on about the wide discrepancies between people of different economic or racial backgrounds and their access to the...

Howard has showcased over 25 years of prowess in litigation, arbitration, negotiation, and claims review, consistently delivering effective action plans with a sharp focus on success. His track record speaks volumes, with a string of favorable decisions and settlements benefiting his clientele. Howard excels not only as a project manager but also as a team builder and mentor, passionately advocating for each project or case he handles. Moreover, Howard Peritz is an enthusiastic networker and connector, recognizing the significance of fostering connections and bringing people together.

Eric Zelazny is a bankruptcy attorney who is the founder and managing partner of Zelazny Business Bankruptcy. Before becoming an attorney, Eric was a Certified Public Accountant and worked for KPMG, which is the largest accounting firm in the world. He graduated from the University of Illinois Champaign Urbana with Honors. At the time, the University of Illinois was the number one-ranked accounting program in the United States. Eric also managed to pass the Certified Public Accountant exam the first time he sat for the exam, a feat only twenty-eight percent of those who took the exam managed...

We are rooted in Montgomery County with two offices to better serve the area. Our firm handles many cases in the surrounding counties (Macoupin, Bond, Fayette, Christian, and Shelby County) as well. We have experience handling many areas of law, including personal injury (car wrecks/dog bites/slip or trip & falls/wrongful deaths/malpractice), traffic/DUI/criminal defense cases, bankruptcy, family law (custody/child support/adoption/divorce), estate planning (wills/POAs/trusts), and estate administration (non-probate and probate), and general civil practice. I grew up Nokomis (Montgomery County), where my family and I reside. My degrees are from Southern Illinois University Edwardsville and Thomas M. Cooley...

I represent individuals in Chapter 7 and 13 bankruptcies in Illinois. Free consultation available. Payment plans available for qualified clients.

Bar Admissions
- State of Illinois, 2010
- United States Court of Appeals, Seventh Circuit, 2011
- United States District Court for the Northern District of Illinois, 2011
- United States Bankruptcy Court, Northern District of Illinois, 2013
- United States Bankruptcy Court, Central District of Illinois, 2016
- State of Texas, 2020

Professional Memberships:
- State Bar of Texas

Kiley M. Whitty is a licensed attorney specializing in the areas of family law, child custody, bankruptcy, and creditor negotiations in Cook, DuPage, Kane, Will and surrounding collar counties. While in law school at Loyola University Chicago School of Law, Kiley earned a certificate in Child and Family Law as well as a certificate in Advocacy which aided in her success as a litigator. As an associate with Anderson & Associates, P.C., Kiley has handled complex custody cases involving issues with legal and residential custody, parenting time, allegations of abuse and neglect, and child removal. Kiley has also handled a...

Jane E. Nagle is a founding partner of Nagle & Giese, P.C., and she concentrates her practice primarily in the areas of divorce and family law in DuPage, Cook, Will, Kane, Kendall, Lake and surrounding collar counties. Over the years, Jane has handled numerous pre-decree and post-decree divorce cases as well as paternity, child support enforcement, and contested cases involving the allocation of parental decision-making and parenting time. Jane is also experienced in handling chapter 7 bankruptcy cases as well as negotiating various types of unsecured debts, obtaining excellent settlements for her clients facing financial hardship. Through her years...

At O’Flaherty Law, we are your community law firm. We are committed to providing personalized, efficient, and quality legal service. We pride ourselves on our “above-and-beyond” approach to client care, affordable fees, and communication. Please call us today at (630)324-6666 to schedule a free in-person or phone consultation. We are located in Downers Grove, Illinois. Our attorneys are happy to meet with you at our office or any other location convenient to you in order to work to accomplish your legal goals. Our team has experience in many areas of law including but not limited to divorce and family...

With more than 15 years of experience in bankruptcy, Jessica Holguin provides advice and counsel to clients seeking debt relief. Mrs. Holguin has assisted clients with foreclosures, debt negotiations, adversaries, tax issues, short sales, real estate transactions with a particular emphasis on liquidations, and reorganizations. During her legal career, Mrs. Holguin litigated hundreds of cases and participated in a reported case, in which the Supreme Court of Florida affirmed an award for social security benefits Mrs. Holguin obtained for her dependent client. Mrs. Holguin has years of complex litigation experience. She has tried contested matters – involving issues such as IRS...

I bring an ivory tower legal education from Washington University and over 44 years of courtroom experience to down to earth people. In 2004 I was named the Illinois Downstate Chairperson for the National Association of Consumer Bankruptcy Lawyers. I am also a founding member of the Bankruptcy Law Network legal blog along with about 20some attorney friends. We wrote a free legal blog containing hundreds of pages of articles about bankruptcy, but blogs got boring, so I pivoted to my free JustAMinit Law You Tube video channel, where I post minute, or so, videos about ways you...

Karl J. Wulff, (BA ’93, JD ’96) is the firm’s principal attorney. He received his Bachelor of Arts degree from Webster University in 1993. He received his Juris Doctor degree from Oklahoma City University School of Law in 1996. Prior to attending university Mr. Wulff served in the United States Navy on board the amphibious assault aircraft carrier U.S.S. Tripoli (LPH-10) in the air department from 1987 to 1989 and later on board the aircraft carrier U.S.S. Saratoga (CV-60) as a reservist, earning the Sea Service Ribbon and the National Defense Medal. Mr. Wulff is a member of the National...

Seth A. Albin focuses his practice on the areas of Bankruptcy, including representing individuals and businesses, Creditor’s Rights, Family Law, including all aspects of divorce and adoption, including child custody, child support, maintenance, spousal support, and modifications, Enforcement and Collection of Judgments including replevin, garnishments and executions, Secured Transactions, Arbitration, Litigation, and Municipal Law.

Before joining Summers Compton Wells, Seth worked at one of the largest law firms in St. Louis and served as in-house counsel for a commercial lender. He has represented secured and unsecured creditors and debtors in all aspects of the debtor-creditor relationship, including work outs, debt...

A partner in the firm, John Eggum concentrates his practice on insurance coverage disputes and commercial litigation. With respect to insurance coverage matters, Mr. Eggum is regularly retained in a wide range of property and casualty commercial lines disputes, and has represented insurance companies in property coverage litigation (fire, wind, hail, collapse, etc...), inland marine matters, and liability coverage litigation (including mass tort, products claims, cyber/technology liability, and professional liability claims). He also represents both private and public companies (including financial institutions) in commercial disputes around the country. Mr. Eggum is also frequently retained by insurers, banks,...

I am a partner and executive committee member. I view my job very simply: to make money for clients whenever possible and to protect their interests at every turn. My transactional work includes serving as outside general counsel to closely-held businesses and their principals; representing private equity funds and others in their M&A activities; and structuring new businesses, business lines, joint ventures, and other significant commercial relationships. I regularly advise clients on a wide range of topics including fiduciary duties, corporate structuring issues (between shareholders, members, joint ventures, etc.), credit negotiations, general contract issues, succession planning, employee matters, and...

Adriana C Cross is an experienced Family Law, Estate Planning, and Bankruptcy attorney and owner of A Cross Law Firm PLLC, a full-service law firm located at 111 W. Jackson, Suite 1700, Chicago, IL 60604. She works personally on any and every case that comes into the firm. Adriana became licensed in the Northern District of Illinois Bankruptcy Court in 2019, and the Southern District of Illinois Bankruptcy Court in 2024. She also handles cases in St. Clair County, IL and Cook County, IL. Adriana opened A Cross Law Firm PLLC following her departure from John Buchmiller and Associates, and continued to...

Mr. Shore is acutely aware that when an individual contacts Mevorah & Giglio Law Offices about a legal problem, that for the client it is also a personal problem. In addition to litigating or negotiating settlements in many major cases, he is a skilled listener who is adept at developing & implementing cost-effective and winning strategies. Mr. Shore represents divorce and parentage clients in settlement negotiations, pre-trials, hearings, and trials. He is also appointed by the Court to represent minors in custody proceedings. As an appointed guardian for the children (referred to as a Guardian Ad Litem or GAL),...

Mark Varboncouer is the founder of Varboncouer Law. Mr. Varboncouer is an experienced trial attorney who previously spent 10-plus years with Kirkland & Ellis LLP (“one of the nation's largest and most prestigious law firms”/ “known for its world-class litigation practice”/ “one of the ‘Fearsome Foursome’ — the four firms most likely to strike fear in opposing counsel”); and 4-plus years with another highly-prestigious 1,000-plus attorney law firm, McGuireWoods LLP, where he litigated a variety of issues: contracts, non-competes, tortious interference, unfair competition, fraud, licenses and complex intellectual property issues (e.g., patents, trade secrets, trademarks, copyrights, false advertising etc.)....

Mr. Houlihan was admitted to the State Bar of Illinois in 1986. He is also admitted to practice in the United States District Court for the Northern District of Illinois as a member of the trial bar. He has been admitted to the Capital Litigation Trial Bar of the State of Illinois to represent criminal defendants in death penalty cases. Mr. Houlihan is a member of the DuPage County Bar Association, where he has served as Co-Chairman of the Younger Members Committee (1988-1989); Chairman of the Criminal Law Committee (1990-1991); and Chairman of the Membership Committee (2000-2001). He is...

THINKING OUTSIDE THE BOX LAW, INC.

I started my career as a broker and investment advisor. I became interested in the tax laws because helping my clients reduce their taxes was an area that made a huge difference in their future. .

I felt I could help my clients more if I studied the tax laws. I quit my full time job and enrolled in law school where I primarily studied taxation.

After I got my law degree I was helping my clients prepare tax returns and settle tax debts with the IRS. I...

Marilyn Johnson is a partner at Johnson & Johnson, Ltd. She has been practicing law for over 30 years, concentrating in the areas of divorce, custody, support, and visitation. She has conducted numerous trials and hearings involving large marital estates and complex child custody issues. Prior to practicing law, Marilyn Johnson was a special education teacher who worked with children with learning disabilities and emotional and behavioral problems. Her vast experience as a lawyer, teacher, and mother has enabled her to acquire a deep, compassionate understanding of the family unit, which has enabled her to counsel clients through the most...