Somerset Consumer Lawyers

At EM LAW our clients and the pursuit of justice are superior to everything else. EM LAW pursues justice in civil matters. When feasible, we strive for resolution rather than unnecessary confrontation. EM LAW is dedicated to the rights and interests of clients. We believe that efficient dispute resolution leads to satisfied clients and alternative dispute resolution methods, such as negotiation, mediation and arbitration, are often more efficient than litigation. However, sometimes an amicable out-of-court resolution is not possible, so we can aggressively pursue a resolution in court. EM LAW focuses on consumer fraud, business, and real estate matters. Injury and...

A graduate of Smith College with a J.D. from Brooklyn Law School, Monika spent over 25 years fighting for the rights of consumers, first at Bedford Stuyvesant Legal Services and then at District Council 37’s Municipal Employees Legal Services Plan (DC37 MELS) in New York City. Monika defended tenants from eviction proceedings and managed hundreds of consumer chapter 7 and chapter 13 bankruptcy cases. Inspired to do more, Monika established her own law practice in 2005 in Monmouth Beach, NJ, where for 15 years she continued protecting consumers and advocating for their rights.

Monika is also an experienced...

Education: J.D., cum laude - Thomas Jefferson School of Law, 2006 B.A., Communications/Psychology - College of Charleston, Charleston, SC, 2001 Christian Brothers Academy, Lincroft, NJ, 1997 Admitted to Practice: New Jersey Supreme Court, 2007  U.S. District Court, District of New Jersey U.S. Bankruptcy Court, District of New Jersey

I concentrate in the areas of family law, divorce mediation, bankruptcy, consumer law, foreclosure defense and real estate law. I strive to provide exceptional legal services in a cost effective and efficient manner.

I am a partner in the Woodbury, New Jersey firm of Craig, Annin & Baxter, LLP. The New Jersey Supreme Court has re-certified me as a Civil Trial Attorney through 2021, I have been certified for more than 25 years. I am currently among the attorneys chosen by Superlawyers for their New Jersey Super Lawyers List for 2018 and 2019. I am the former Lead Deputy for the Insurance Fraud Section of the New Jersey Department of Law & Public Safety. For the State, I handled civil trial and appellate litigation and was involved in precedent...