Patrick AFB Foreclosure Defense Lawyers

Jay R. Thakkar
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Jay R. Thakkar
Cocoa, FL Foreclosure Defense Attorney with 11 years of experience
(321) 639-1320 96 Willard St
#302
Cocoa, FL 32922
Foreclosure Defense, Business, Criminal Defense and Real Estate
University of Florida Levin College of Law
Jay is a native Floridian, graduated from the University of Florida in 2007 with a Bachelor of Science in Finance. He continued his studies at the University of Florida Levin College of Law, earning his Juris Doctor in 2010. During his tenure at the University of Florida, Jay was the co-founder of the Mock Trial Team affiliated with Florida Pre-Legal Honor Society. While in law school, Jay clerked for Florida Student Legal Services where he advised students on a variety of legal issues and became a teaching assistant for Trial Practice. He is an experienced trial lawyer, and represents lenders and...
Neil Jay Buchalter
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Neil Jay Buchalter
Merritt Island, FL Foreclosure Defense Attorney with 41 years of experience
(321) 205-0900 2395 N Courtenay Pkwy., Ste. 203
Merritt Island, FL 32953
Free ConsultationForeclosure Defense, Bankruptcy, Business and Tax
Shepard Broad Law Center, Nova Southeastern University
Neil J. Buchalter, J.D., Attorney at Law, is the founder of Neil Buchalter, P.A. and Buchalter & Pelphrey Attorneys At Law. These law firms have represented individuals and businesses in Brevard County for over 45 years. Mr. Buchalter was raised in Brevard County, attended public and high school in Brevard County and attended college and law school in Florida. His ties with Florida have been throughout his entire life.

Aggressive, dynamic, innovative, and compassionate, Mr. Buchalter brings a skill set that is unique to Brevard County. His knowledge and experience enables him the ability to provide sound solutions and maximum protection...
J. Wesley Howze Jr.
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J. Wesley Howze Jr.
Cocoa, FL Foreclosure Defense Attorney with 55 years of experience
(321) 639-1320 96 Willard St
#302
Cocoa, FL 32922
Foreclosure Defense, Business, Construction and Probate
University of Florida
Mitchell Scott Goldman
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Mitchell Scott Goldman
Cocoa, FL Foreclosure Defense Lawyer with 37 years of experience
(321) 639-1320 96 Willard St,
#302
Cocoa, FL 32922
Foreclosure Defense, Business, Estate Planning and Real Estate
Washington University School of Law
David A. Feinswog
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David A. Feinswog
Viera, FL Foreclosure Defense Lawyer with 19 years of experience
(321) 504-9935 7331 Office Park Place, Suite 3
Viera, FL 32940
Free ConsultationForeclosure Defense, Criminal Defense, DUI & DWI and Domestic Violence
University of Miami School of Law
David A. Feinswog, Esq., joined the Daley Law team in September 2014. With 12 years of experience as both a prosecutor and defense attorney, Mr. Feinswog represents Daley Law clients in criminal cases of felony and misdemeanor crimes, including DUI’s, drug charges, and crimes against persons and/or property. Also experienced as a civil litigator, Mr. Feinswog assists clients with foreclosure defense, loan mediation, mortgage modifications and other legal needs. Formerly a trial attorney, Mr. Feinswog prosecuted sex crimes, crimes against children, as well as all manner of felony crimes, domestic violence crimes with targeted offenders, misdemeanor crimes, and juvenile...
Eric Enrique
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Eric Enrique
Rockledge, FL Foreclosure Defense Lawyer with 19 years of experience
(321) 638-2009 836 Executive Lane
Rockledge, FL 32955
Foreclosure Defense, Bankruptcy, Estate Planning and Real Estate
The Enrique Law Firm has been representing its clients’ legal needs since 2001. With over 20 years of legal experience, we are committed to providing excellent legal representation to our clients. The dedicated staff at the Enrique Law Firm has experience covering a broad range of issues often encountered by our local residents. For those with specialized needs, we have also developed a network of trusted attorneys experienced in other fields of law. It’s our privilege to refer clients to other specialists when appropriate for their needs.
Richard Scot Shuster
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Richard Scot Shuster
SATELLITE BEACH, FL Foreclosure Defense Lawyer with 26 years of experience
(321) 622-5040 1413 S PATRICK DR
STE 7
SATELLITE BEACH, FL 32937
Free ConsultationForeclosure Defense, Consumer and Employment
University of Florida
Shannan Field
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Shannan Field
Titusville, FL Foreclosure Defense Attorney
(321) 362-5414 1079 Cheney Highway
Titusville, FL 32780
Foreclosure Defense, Estate Planning, Landlord Tenant and Real Estate
Walter F. Benenati
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Walter F. Benenati
Orlando, FL Foreclosure Defense Lawyer with 13 years of experience
(407) 777-7777 2702 E Robinson St
Orlando, FL 32803
Free ConsultationForeclosure Defense, Bankruptcy and Personal Injury
St. Thomas University School of Law
The Benenati Law Firm is an Orlando law firm that focuses in bankruptcy, personal injury accidents, foreclosure defense, and lawsuit representation. A client is the most important person in the world to us. Please consider us as your legal counsel.

Life Has a Restart Button. Whether you were involved in a car accident or are ready to finally get out of debt, we are offering a FREE private consultation with attorney Walter Benenati today. For ten years, we have represented over ten thousand people from our Orlando and Kissimmee offices - we are a local owned and operated law firm...
Michael Faro
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Michael Faro
Cocoa, FL Foreclosure Defense Lawyer with 16 years of experience
(321) 784-8158 959 N Cocoa Blvd
Suite 3
Cocoa, FL 32922
Free ConsultationForeclosure Defense, Bankruptcy, Business and Real Estate
Capital University
I represent small business owners and real estate investors. We help people plan ahead to protect their assets, and we help those in distress protect what they can and address their debts so that they can move forward.
Christopher Hancock
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Christopher Hancock
Orlando, FL Foreclosure Defense Lawyer with 10 years of experience
(407) 894-0853 2014 E. Robinson St.
Orlando, FL 32803
Foreclosure Defense, Bankruptcy, Family and Real Estate
Florida A&M University College of Law
Mr. Hancock is the Managing Partner at Hancock & Associates, P.A. He graduated from undergraduate school at the University of Central Florida in 2003, where he received his Bachelors of Science in Psychology. He attended and graduated from Florida A&M College of Law, in Orlando, FL, and received his Juris Doctor in 2010. He has been a member of the Florida Bar and a practicing attorney since September, 2010. During law school, he was a summer associate at McCreary & Hancock, P.A., in Orlando, Florida, and later was a clerk for the Judge of Compensation Claims in Orlando, FL....
Spencer R. Munns
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Spencer R. Munns
Melbourne, FL Foreclosure Defense Lawyer with 17 years of experience
(855) 473-1818 7195 Murrell Road, Suite 101
Melbourne, FL 32940
Foreclosure Defense, Business, Environmental and Real Estate
Brigham Young University
Spencer Munns is Co-President of the Central Florida law firm of Bogin, Munns & Munns. He specializes in Commercial Real Estate Transactions and Leasing. While attending Brigham Young University, he traveled to Poland to serve a two-year mission for his church. Spencer Munns has studied in various countries, including Egypt, Israel, and Jordan. He worked as a financial consultant for Merrill Lynch before pursuing his law degree, also at Brigham Young University. While in law school, he acted as a clerk for Filice, Brown, Eassa & McLeod, and for The Fremont Group in San Francisco.
Eric Anthony Lanigan
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Eric Anthony Lanigan
Winter Park, FL Foreclosure Defense Lawyer with 44 years of experience
(407) 740-7379 831 W. Morse Blvd.
Winter Park, FL 32789
Free ConsultationForeclosure Defense, Bankruptcy, Business and Real Estate
Stetson University College of Law
Winter Park, Florida attorney Eric A. Lanigan has provided clients aggressive and experienced legal representation in real estate, business and civil, foreclosure, bankruptcy, and securities and investment losses law in Central Florida since 1976. Eric Lanigan has a strong history in securities law and the financial industry. He provides clients with the complex legal advice and counsel that family, individual and businesses need to get through legal issues. There’s not much I haven’t litigated from basic employment contract disputes to suits for defending for non-performance, to collecting damages in class-action suits,” Lanigan said. He has...
Paige L. Carlos
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Paige L. Carlos
Orlando, FL Foreclosure Defense Lawyer with 9 years of experience
(407) 500-0000 189 South Orange Av
Suite 1800
Orlando, FL 32801
Foreclosure Defense, Divorce, Family and Real Estate
Florida A&M University College of Law
Paige L. Carlos devotes the majority of her practice to Real Estate Law. She also has ample experience practicing Family Law and handling dissolutions of marriage, child support issues, child custody disputes and mediations. She takes her work very seriously and enjoys being able to help her clients through difficult times. Paige has a real passion for people and she strives to put forth her best effort to serve those who cannot serve themselves. Paige grew up in Southern Connecticut. In 2009 Paige received her Bachelor’s degree from Colgate University in Hamilton, New York where she majored in Africana...
Jacqueline Renee LaVerne
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Jacqueline Renee LaVerne
Melbourne, FL Foreclosure Defense Lawyer with 4 years of experience
(855) 473-1818 7195 Murrell Road
Suite 101
Melbourne, FL 32940
Foreclosure Defense and Bankruptcy
Barry University Dwayne O. Andreas School of Law
Jacqueline R. LaVerne is an Associate attorney with the Orlando full-service law firm of Bogin, Munns & Munns, where she focuses on bankruptcy and foreclosure defense.

Ms. LaVerne earned her J.D. from Barry University Dwayne O. Andreas School of Law (2016) and her B.S. in Legal Studies in from the University of Central Florida (2013). While at Barry University, she volunteered as an extern in the Bankruptcy Pro Se Clinic located at the George C. Young Federal Courthouse, providing assistance to debtors representing themselves in bankruptcy.

She also maintained an internship position during law school at an Orlando bankruptcy law firm...
Diane Baltzelle McWhirter
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Diane Baltzelle McWhirter
Winter Park, FL Foreclosure Defense Attorney with 38 years of experience
(407) 622-5222 1270 Orange Avenue
Winter Park, FL 32789
Foreclosure Defense, Arbitration & Mediation, Bankruptcy and Elder
University of Florida
This Florida native attended University of Florida Law School after graduating from Duke University. She is AV rated by Martindale Hubbell peer review rating system. This is their highest rating. Avvo national ratings gave her an excellent rating. The office practice includes bankruptcy, landlord tenant, foreclosure, family law, estate planning including wills and trusts, and probate and guardianship matters.
J. Christopher Crowder
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J. Christopher Crowder
Melbourne, FL Foreclosure Defense Lawyer with 13 years of experience
(321) 784-8158 700 N Wickham Road
STE 205
Melbourne, FL 32935
Free ConsultationForeclosure Defense, Bankruptcy, Consumer and Real Estate
Barry University Dwayne O. Andreas School of Law
I believe it is important to identify a clients goals and build a strategy to best meet those goals. Growing up in a small town taught me to stand behind my work and to only provide services that people really need.

Chris grew up in Basehor, Kansas on the outskirts of Kansas City where he learned to “pay it forward.” He lives and works by the ideal that the work you do and the promises you make to individuals carries forward. With that in mind, Chris attended Kansas State University where he earned his B.S. in Speech Communications. Chris also spent...
Elayne Marie Perez
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Elayne Marie Perez
Orlando, FL Foreclosure Defense Attorney with 23 years of experience
(407) 749-1591 746 North Magnolia Avenue
Orlando, FL 32803
Foreclosure Defense, Bankruptcy and Real Estate
Temple University
Attorney Elayne M. Perez has been providing foreclosure and bankruptcy services for over a decade. After obtaining her Juris Doctor from Temple University, she opened her own practice. With a small boutique firm, Attorney Perez believes that she can more effectively provide high quality representation with personalized solutions. She wants to be directly involved with as many clients as possible, working hard to help them with both legal matters and personal finance. Attorney Perez is admitted to practice law in the state courts of Florida, New Jersey, and Pennsylvania, as well as the United States District Court for the Middle...
Joshua J. Tejes
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Joshua J. Tejes
Orlando, FL Foreclosure Defense Attorney with 13 years of experience
(407) 734-5166 609 East Central Boulevard
Orlando, FL 32801
Free ConsultationForeclosure Defense, Bankruptcy, Consumer and Estate Planning
Florida Coastal School of Law
Attorney Joshua Tejes is a member and managing attorney of Tejes Law, PLLC. Josh received his undergraduate degree from Pensacola Christian College and his law degree from Florida Coastal School of Law. He is a member of the Orange County Bar Association and the Central Florida Bankruptcy Bar Association. Before becoming a member of Tejes Law, PLLC, Josh worked as an associate attorney in several bankruptcy and civil litigation law firms. Josh focuses his practice on consumer advocacy, bankruptcy law, debt defense, debt harassment, foreclosure defense, estate planning, and probate.
Karen Lynn Persis
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Karen Lynn Persis
Orlando, FL Foreclosure Defense Attorney with 16 years of experience
(407) 228-2864 1415 East Robinson Street, Suite C
Orlando, FL 32801
Free ConsultationForeclosure Defense, Family and Real Estate
University of Florida
Nancy E. Brandt
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Nancy E. Brandt
Melbourne, FL Foreclosure Defense Attorney with 26 years of experience
(855) 473-1818 7195 Murrell Road, Suite 101
Melbourne, FL 32940
Foreclosure Defense, Business, Legal Malpractice and Real Estate
University of Florida
Nancy Brandt is a partner with the Central Florida law firm Bogin, Munns & Munns. She specializes in Civil Litigation and Business Law, including Real Property Development, Commercial Contract Disputes, Commercial Litigation, Real Property Disputes, and Insurance Defense. She received her B.A. in 1992 and her J.D. in 1995 from the University of Florida. Ms. Brandt teaches Civil Litigation I as an adjunct professor at Valencia College.
Stephen Brown
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Stephen Brown
Orlando, FL Foreclosure Defense Attorney with 13 years of experience
(855) 407-2384 2003 Curry Ford Rd
Orlando, FL 32806
Free ConsultationForeclosure Defense, Criminal Defense, Family and Juvenile
University of Florida, Florida State University College of Law and Florida State University College of Law
Stephen Brown graduated with honors from the University of Florida Levin College of Law. Prior to law school, he earned dual bachelors degrees at The Florida State University covering three majors: Political Science, Social Science and Environmental Studies. At the University of Florida Levin College of Law, Stephen participated in the Virgil Hawkins Family Law Clinic where he helped several clients navigate through various family law issues. He also participated in an externship at Florida Institutional Legal Services assisting inmates in the Florida Department of Corrections obtain various services upon their release to help prevent recidivism. Additionally,...
Leon G. Nichols
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Leon G. Nichols
Sebastian, FL Foreclosure Defense Lawyer with 56 years of experience
(772) 581-0050 Suite 216
Sebastian, FL 32958
Free ConsultationForeclosure Defense, Bankruptcy, Personal Injury and Real Estate
University of Florida
After practicing over 50 years in the State of Florida in several areas of law I have been recognized by Martindale-Hubbell, as " distinguished, very high rating in both legal ability & ethical standards". Most of my practice is now devoted to bankruptcy. I am qualified to practice in the bankruptcy courts in the Middle District and Southern District of Florida. My fees are very reasonable and I will promptly and freely answer any questions about bankruptcy, its benefits and liabilities. If you are harassed by creditors, in foreclosure or being sued for money owed, bankruptcy...
Steven Alexander Long
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Steven Alexander Long
Melbourne, FL Foreclosure Defense Lawyer with 40 years of experience
(321) 243-4963 301 Darrow Avenue
Melbourne, FL 32901
Free ConsultationForeclosure Defense, Bankruptcy, Family and Probate
Wake Forest University School of Law
John Morey
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John Morey
Orlando, FL Foreclosure Defense Lawyer with 13 years of experience
(407) 426-7222 250 N. Orange Ave. Ste 1220
Orlando, FL 32801
Foreclosure Defense, Landlord Tenant, Personal Injury and Real Estate
Barry University Dwayne O. Andreas School of Law
Attorney John Morey is a native of Tampa, Florida. After moving to New York he attended the State University of New York College at Brockport where he earned a Bachelor of Sciences in Psychology. Mr. Morey earned his Juris Doctorate from the Barry University Dwayne O. Andreas School of Law where he graduated in the top 25% percentile of his class.



Mr. Morey has been dedicated to being a zealous advocate for his clients since the first time he stepped into a courtroom as a certified legal intern for the Seminole County Legal Aid Society, Inc. The experience he gained...
Rebecca Lynn Dixon
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Rebecca Lynn Dixon
Christmas, FL Foreclosure Defense Lawyer with 10 years of experience
(407) 994-9140 Post Office Box 40
Christmas, FL 32709
Foreclosure Defense, Consumer, Employment and Probate
Barry University
Attorney Rebecca Dixon represents individuals who have been discriminated against on the basis of race, color, national origin, sex, religion, pregnancy, military status, age, and disability or perceived disability, as well as those discriminated against on account of FMLA leave. Ms. Dixon represents debtors who are the subject of creditors' violations of the Fair Debt Collection Practices Act and the Florida Consumer Collection Practices Act. In addition, Attorney Dixon represents birth parents and prospective adoptive parents in the placement of children for adoption. Ms. Dixon has a strong background in constitutional law and represents individuals who believe...
Tye Wynne Van Buren
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Tye Wynne Van Buren
Orlando, FL Foreclosure Defense Lawyer with 27 years of experience
(407) 234-4958 112 Annie St
Orlando, FL 32806
Free ConsultationForeclosure Defense, Asbestos, Bankruptcy and Insurance Claims
University of Florida
Christine Alexis Gay
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Christine Alexis Gay
New Smyrna Beach, FL Foreclosure Defense Attorney with 25 years of experience
(386) 957-1929 132 Canal Street
New Smyrna Beach, FL 32168
Foreclosure Defense, Bankruptcy, Business and Criminal Defense
Georgia State University
John Charles Curran
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John Charles Curran
Melbourne, FL Foreclosure Defense Attorney with 30 years of experience
(321) 768-1107 1704 Airport Blvd.
Suite B.
Melbourne, FL 32901
Foreclosure Defense, Bankruptcy, Divorce and Family
Beau Bowin
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Beau Bowin
West Melbourne, FL Foreclosure Defense Lawyer
(321) 821-7440 932 S Wickham Rd
West Melbourne, FL 32904
Free ConsultationForeclosure Defense and Bankruptcy
Mandy Pavlakos
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Mandy Pavlakos
Orlando, FL Foreclosure Defense Attorney with 16 years of experience
1410 Lake Baldwin Lane
Suite A
Orlando, FL 32814
Foreclosure Defense and Business
Marilyn J Hochman
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Marilyn J Hochman
Oviedo, FL Foreclosure Defense Lawyer with 36 years of experience
(407) 681-2688 3208 W. Hwy 426
Suite 2000
Oviedo, FL 32765
Foreclosure Defense, Bankruptcy, Criminal Defense and Divorce
Alex McClure
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Alex McClure
Lake Mary, FL Foreclosure Defense Attorney with 13 years of experience
(407) 984-5270 255 Primera Boulevard
Suite 160
Lake Mary, FL 32746
Foreclosure Defense, Bankruptcy, Collections and Consumer
Stetson University College of Law
I exclusively practice consumer credit/collections and consumer protection law which includes bankruptcy, wage and bank garnishment, consumer protection law and debt defense litigation. I keep the focus of my firm narrow to ensure the highest level of representation and advocacy for my clients by not trying to be a jack of all trades. I spent nearly 10 years litigating for some of the largest creditors and debt buyers in the country and I now bring all of that experience to your side of the table to provide you with a unique perspective on your problems.
Marc L. Shapiro
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Marc L. Shapiro
Orlando, FL Foreclosure Defense Attorney with 28 years of experience
(321) 319-3494 2295 S. Hiawassee Rd.
Suite 403
Orlando, FL 32835
Foreclosure Defense, Estate Planning, Personal Injury and Real Estate
University of Akron School of Law
Marc L. Shapiro is the founder of The Law Offices of Marc L. Shapiro, P.A. With 27 years of experience, Marc L. Shapiro P.A. has served SWFL with integrity, passion, and a commitment to his clients. Have you been injured in a car accident? Trust the Law Offices of Marc L. Shapiro to represent you and your family. Marc L. Shapiro is a Personal Injury Attorney that cares about representing his community and clients with integrity.


Marc practices primarily in the areas of Plaintiff’s personal injury and wrongful death cases, complex commercial real estate litigation, title insurance disputes, foreclosure defense,...
Richard Allan Heller
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Richard Allan Heller
Winter Park, FL Foreclosure Defense Lawyer with 33 years of experience
(407) 501-4052 611 Wymore Road
Suite 219
Winter Park, FL 32789
Free ConsultationForeclosure Defense, Bankruptcy, Divorce and Estate Planning
University of Miami
Attorney Richard A. Heller has been serving the residents of Central Florida since 1988. In that time, he has helped countless individuals to resolve complex legal matters related to bankruptcy, family law, estate planning and criminal defense, earning him and his firm an A+ accreditation from the Better Business Bureau. For this reason, if you are searching for high quality legal representation in Orlando, FL, you needn’t look any further than The Law Offices of Richard A. Heller, P.A.
Jon Lowell Martin
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Jon Lowell Martin
Port St Lucie, FL Foreclosure Defense Attorney with 19 years of experience
(772) 419-0057 1860 SW Fountainview Blvd. Ste 100
Port St Lucie, FL 34986
Free ConsultationForeclosure Defense, Bankruptcy, Collections and Real Estate
University of Cincinnati College of Law
"We help good people get through bad times".
Currently my main efforts include Personal Bankruptcy in Chapter 7 & 13 and Business Bankruptcy in Chapter 11. Clients include retirees with limited social security incomes to international small charter jet companies; small to mid sized construction companies; and various other small businesses. Mr. Martin is also a member of the Turnaround Management Association, an organization whose members focus on helping businesses resolve financial difficulties and avoiding bankruptcy or at least getting the most value as a result.
Mr. Martin is also nationally certified construction dispute arbitrator resolving disputes involving construction of new...
Deborah Higgins
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Deborah Higgins
Winter Haven, FL Foreclosure Defense Lawyer with 19 years of experience
(863) 325-0343 205 Lagoon Rd
Winter Haven, FL 33884
Foreclosure Defense, Bankruptcy, Estate Planning and Medical Malpractice
Barry University Dwayne O. Andreas School of Law
At Higgins Law 4 U we zealously assist clients for medical malpractice, personal injury claims of all kinds, foreclosure defense, personal chapter 7 or 13 bankruptcy anywhere in the State of Florida, wrongful death, and debt collection defense. If you are outside the state, Winter Haven personal injury lawyer Deborah J. Higgins will assist you in obtaining counsel in another state.
Sanford Michael Estroff
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Sanford Michael Estroff
LAKELAND, FL Foreclosure Defense Attorney with 41 years of experience
(863) 646-4900 P.O. Box 5245
LAKELAND, FL 33807
Foreclosure Defense, Arbitration & Mediation and Estate Planning
Tulane University School of Law
I have recently decided to concentrate solely on County and Circuit Court civil mediations and arbitrations. I would future referrals for my services in these areas. The reason for my decision to concentrate solely upon mediation and arbitration is due to the desire to help parties reach settlement without having a Judge or Court impose a Judgment upon them. I believe self-determination is far superior to formal litigation in Court. ...
Tony Turner
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Tony Turner
DELAND, FL Foreclosure Defense Lawyer with 29 years of experience
(386) 490-5215 210 E New York Ave
DELAND, FL 32724
Free ConsultationForeclosure Defense, Bankruptcy, Immigration and Personal Injury
Florida State University College of Law
I have practiced law for 27 years and have represented thousands of clients. I was previously employed with Morgan & Morgan but left in 2001 to start my own practice. My office is dedicated to representing debtors who are trying to get a fresh start by discharging their debt, save their homes from foreclosure, stop lawsuits and harassing phone calls. Call me today for a free legal consultation. I offer payments plans and try to work within everyone's budget.

Offices - Jacksonville, Orange Park, Lake City & Deland


EDUCATION:
Florida State University - B.S. Finance 1988.
Florida State University -...
Alejandro Rivera
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Alejandro Rivera
Kissimmee, FL Foreclosure Defense Attorney with 9 years of experience
(407) 518-7160 1400 W. Oak St., #F
Kissimmee, FL 34741
Free ConsultationForeclosure Defense and Bankruptcy
Florida A&M University College of Law
I am an experienced attorney located in Kissimmee Florida. I started my law firm, ALEJANDRO RIVERA P.A., to bring value to all that need the legal services of our firm. ALEJANDRO RIVERA P.A. consists of 2 dedicated Attorneys, and 2 dedicated legal assistants with significant experience in their assigned practice areas. Together, acting as a team we can assist with most legal problems our clients come in with. We also can refer you to the appropriate specialist that can better help you if necessary.

I am from Bronx New York, bilingual and a former military highly decorated veteran...
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