Carmel Valley Foreclosure Defense Lawyers

Attorney John D. Sarai has obtained countless dollars in settlements and judgments for his personal injury clients that were involved in accidents ranging from car, truck and motorcycle accidents, as well as slip and fall cases and dog bite cases. He has also discharged millions of dollars through successful business and consumer bankruptcies that have helped his clients eliminate their debts, save their homes and businesses, resulting in clear and bright financial futures. In addition, John has been an advocate for his clients that have been harassed by their creditors and collection agencies, and has obtained thousands upon thousands of...

Sefyan Law Firm has acquired a reputation of prompt communications with our clients. We use aggressive and result oriented approach when it comes to negotiations. We stand behind our clients and fight for their rights. Our law firm offers an array of concentrations. We practice; Personal Injury & Accidents, Civil & Business Litigation, Probate, Wills & Trusts, Divorce & Support, and Bankruptcy.

Since 1976, Robert (Bob) Ziprick , a partner at Ziprick & Cramer, LLP (and its predecessor law firms), has provided outstanding legal services, while maintaining an emphasis on strategic, practical, cost-effective approaches to legal problems and solutions. Mr. Ziprick specializes in Real Estate, Litigation, Business, Healthcare Law, and Government Relations/Public Policy. He is dedicated to providing quality legal services to his clients, assertively representing clients in a professional and ethical manner. He fosters a close working relationship with his clients, whether individuals or corporations, tirelessly working in his client's best interests. Bob earned a B.A. degree in history and...

Brian P. Ballo has been a real estate attorney for 28 years in Orange and San Diego counties. Currently, his practice is focused on representing homeowners in lawsuits against lenders seeking to foreclose, and negotiating loan modifications, forbearance agreements, short sale transaction approvals, and deeds-in-lieu of foreclosure. Brian is skilled in articulating cause of actions against lenders who have violated laws at the time of loan origination and closing, as well as during the foreclosure, loan modification and short sale processes. He has successfully obtained Temporary Restraining...

Paul McCullum is a hands-on consumer bankruptcy and is a tax attorney with a focus on both strategic tax planning and tax controversy. He is a zealous advocate for his clients in resolution of matters against the IRS, FTB, and for debt workouts with various creditors. With an extensive business background, he enjoys helping clients come out of bankruptcy with not only a fresh start, but a clear plan going forward. He has a special focus on tax planning for troubled borrowers in and out of the bankruptcy setting. Paul has specialized in bankruptcy law since he was a...