Belle Mead Consumer Lawyers

A graduate of Smith College with a J.D. from Brooklyn Law School, Monika spent over 25 years fighting for the rights of consumers, first at Bedford Stuyvesant Legal Services and then at District Council 37’s Municipal Employees Legal Services Plan (DC37 MELS) in New York City. Monika defended tenants from eviction proceedings and managed hundreds of consumer chapter 7 and chapter 13 bankruptcy cases. Inspired to do more, Monika established her own law practice in 2005 in Monmouth Beach, NJ, where for 15 years she continued protecting consumers and advocating for their rights.

Monika is also an experienced...

I am a consumer rights attorney.

I do this work because I like to help people. I like to empower people, and give them hope.

I have been at the forefront of the fight for consumer rights and I have paved the way for other attorneys. I think that I am the best foreclosure defense attorney in the state.

I know all the dirty tricks that banks play and I know how to hold them accountable.

I can give you extra time in your home. I can give you options that you did not know even existed.

I sue debt collectors who...

I concentrate in the areas of family law, divorce mediation, bankruptcy, consumer law, foreclosure defense and real estate law. I strive to provide exceptional legal services in a cost effective and efficient manner.

Javier L. Merino, Esq is an experienced foreclosure defense attorney, specializing in loan modification assistance, bankruptcy, and helping homeowners stop sheriff sales.