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Mark Bredow

Mark Bredow

Bredow Law - $0 Down Chapter 7 Bankruptcy - Criminal Defense - Driver's Licenses
  • Bankruptcy, Collections, Consumer Law ...
  • Michigan
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Bredow Law PLC Offers a true $0 Down Chapter 7 Bankruptcy. You can start with us today for $0. You pay only the filing fee. Low-income families may qualify for a filing fee waiver. We will help you get a free credit report and we'll pay the cost of your pre-bankruptcy credit counseling class. Legal fees start as low as $49.00, and there's no payment for up to 30 days.

I enjoy helping ordinary people seek protection from creditors both inside and outside of bankruptcy. In my 26 years in the law of debt collection and debt defense, I have gained extensive knowledge and experience in Chapter 7 and Chapter 13 law. I know how your creditors operate because I have represented your creditors, including banks, mortgage companies, hospitals, credit card companies, landlords, and condominium associations. I have also represented the government's interests maintaining fairness to all in the bankruptcy process, as part of the Chapter 13 Trustee's Program. I bring my knowledge from these relationships to work for you, the consumer.

Because I have represented virtually all sides in debt and bankruptcy cases, my law firm, Bredow Law PLC, has a unique insight into the motivations of debtors, creditors, and Bankruptcy Trustees. My experience and insight allow me to provide you with unique and insightful solutions for your situation. Whether you are an individual or small business owner, my broad experience and specialized skills allow us to give you the highest quality representation at an affordable cost.

Practice Areas
  • Bankruptcy
  • Collections
  • Consumer Law
  • Foreclosure Defense
  • Landlord Tenant
  • Traffic Tickets
  • Probate
  • Criminal Law
  • Free Consultation
    We Offer Qualified Clients $Zero Down Bankruptcy. Pay $0 To File! Free Telephone Consultation.
  • Credit Cards Accepted
  • Rates, Retainers and Additional Information
    $0 To File Chapter 7. Payments as low as $49 after you file. 100% Attorney Representation. Includes Credit Counselling. Low Down Payments for Chapter 13 - Ask about our zero-down payment Chapter 13.
Jurisdictions Admitted to Practice
State Bar of Michigan
ID Number: P49744
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6th Circuit
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U.S. Bankruptcy Court - Eastern District of Michigan
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U.S. Bankruptcy Court - Northern District of Ohio
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U.S. Bankruptcy Court - Western District of Michigan
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  • English: Spoken, Written
Wayne State University Law School
J.D. (1994) | Law
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Central Michigan University
B.A. (1985) | Accounting
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Dale Carnegie Institute: Award For Highest Achievement
Bredow Law PLC
Selected by peers as having completed the program with the highest achievement.
Professional Associations
Michigan State Bar  # 49744
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Detroit Consumer Bankruptcy Association
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Speaking Engagements
Mortgage Issues for Borrowers, Creditors and Trustees , 23rd Annual Federal Bar Association, Western District Michigan, Bankruptcy Seminar , Boyne Falls, Michigan
Federal Bar Association of Michigan
Representing Clients in Chapter 13 Proceedings Pre-Confirmation , Bankruptcy Certificate Series: The Basics of Chapter 13 Bankruptcy , Plymouth, Michigan
Institute of Continuing Legal Education
The Only Cram-Down Left? Lien Stripping and Valuation , Detroit Consumer Bankruptcy Conference , Troy, Michigan
American Bankruptcy Institute
The Bankruptcy Reform Act One Year Later , AMC Mortgage Services Attorney Summit , Long Beach, California
AMC Mortgage Services
The Bankruptcy Reform Act , DS News Five-Star Conference Attorney Summit , Dallas, Texas
DS News
General Bankruptcy Education , Homecomings Financial Corporation Client Educational Seminar , San Diego, California
Homecomings Financial
Legal Answers
66 Questions Answered

Q. Is it illegal to pull over right before the top of a hill, forcing the drivers to go into the other lane trying to pass?
A: There is no statute that states that pulling over is illegal. It's the manner in which you park that may cause an unsafe condition and justify a ticket. You have to pull off the road completely. You may not impede or block traffic in your lane. Vehicles are not required to, nor should they, cross a centerline, to avoid your car. If your car is off the road, they should slowly move past, without crossing the line, then proceed.
Q. Can second mortgage lender seek post-sale deficiency judgement after liability was discharged in Chapter 7
A: Your neighbor's Chapter 7 Bankruptcy does not affect the rights of either the first or second mortgagee in the property. Chapter 7 discharges the debtor's personal obligation to pay the debts, but the mortgages are not removed. If the first mortgage was not foreclosed, the second mortgagee still has a valid mortgage against the property. If the second is not paid, they would be authorized to foreclose regardless of the Chapter 7 discharge. I would not recommend purchasing the property unless the second mortgage is paid at closing and you receive a release of the mortgage in writing.
Q. I lost my insurance 2 years ago and had an accident. Their insurance is trying to get me to pay $6000 for her repair.
A: Michigan is a No-Fault state. This means that all drivers are required to purchase insurance on their vehicles and that if there is an accident, regardless of who is at fault, each driver's insurance pays to cover their own medical bills, lost wages and damage to their own vehicle. The drivers are not permitted to sue each other in court, except to recover the amount of their insurance deductible. If a motorist is not insured he is operating the vehicle illegally and the other driver's insurance company is permitted to bring a suit to recover its damages. If you had kept the vehicle insured, they would not be permitted to do that. Your option is to defend the case and show that you were not at fault, but that may be difficult or impossible as you were not supposed to be on the road in an uninsured vehicle. If they obtain a judgment, you may apply to the Court for an installment payment agreement to allow you to make payments that you can afford. Be prepared to show the Court your income and your household expenses so the Court can determine a fair payment.
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Contact & Map
Bredow Law PLC
41000 Woodward Avenue
Suite 350 East
Bloomfield Hills, MI 48304
Telephone: (248) 795-5516
Fax: (248) 856-4131