I focus my attention in the areas of Bankruptcy, Commercial and Business Law, Banking Law, Strategic Business and Asset Protection Planning. I have served as Creditor's Committee Counsel for several businesses, and as a workout specialist for several bankrupt oil and gas businesses. Today, I represent businesses and individuals with financial difficulties, including those seeking bankruptcy protection under the reorganization provisions of Chapters 11, 12 and 13 and in liquidation proceedings under Chapter 7 of the Bankruptcy Code. This also extends to handling Adversary Proceedings for my clients as well as clients for other attorneys. I also help business and individual creditors to protect their rights in and out of bankruptcy. I regularly appear in the U.S. Bankruptcy Court and U.S. District Court. I am called upon on a regular basis to be a speaker or seminar panelist discussing topics of interest to the bankruptcy bar, the financial planning profession and the accounting profession. In a synopsis, if you are facing constant telephone calls from creditors asking, “When can we expect payment?”, or you are dealing with the loss of one or more incomes in your family, or finally, you are dealing with a devastating medical situation that has affected you or a family member, then I have real solutions and answers that can relieve the stress, concerns and worries that plague you. Having handled thousands of bankruptcies for creditors, I know how they think, and having handled thousands of bankruptcies for businesses and individuals, I know the difficulties that you deal with daily. Each of these uniquely enables me to help you and provide real solutions.