Elora Foreclosure Defense Lawyers

David started Bankruptcy Practice as soon as he was admitted to the Bar to practice law in 1986. Since that time he has practiced Bankruptcy Law almost exclusively and has filed over 7000 bankruptcy cases over the past 31 years. David concentrates on Chapter 13 and Chapter 7 cases mainly dealing with Consumer Bankruptcy cases. He was Board Certified in Consumer Bankruptcy Law in 1995. He maintains a small office practice with his wife, Debbie Phillips, being his paralegal, almost from the beginning of his practice. Over the years his Father and David and Debbie’s son, Justin, has also worked...

Practices in the areas of Consumer Law, Bankruptcy (Chapter 7 & 13), Foreclosure Prevention, Loan Modification Assistance, Fair Credit Reporting, Fair Debt Collection, and Student Loans.

We can file a Chapter 7 (full bankruptcy) or a Chapter 13 (bill consolidation) for you as a Title 11 Debt Relief Agency. We also consider nonbankruptcy options so we can customize a solution that addresses your specific goals and circumstances. Unlike most bankruptcy law offices, you will talk with an attorney, not a paralegal, who can properly advise you and prepare and handle your case from start to finish. Your can become debt free! We pride ourselves in providing caring and considerate representations to address your needs. We are always just a phone call away at 901-458-0555. Our law office has a...

Before establishing his career as a lawyer, Mr. Cardwell served his country and is a 20-year retired veteran of the United States Marine Corps. Following his retirement from the Marines, Mr. Cardwell graduated from the University of New Mexico School of Law in 2006, and practiced law in Alaska before relocating to the great state of Tennessee. Mr. Cardwell is licensed to practice in all state and appellate courts in Tennessee, and the United States District Court for the Western District of Tennessee, and the United States Sixth Circuit Court of Appeals. Mr. Cardwell concentrates his practice...