Theodore L. Hall

I have been practicing law in Mobile since 1973 and have limited my practice to bankruptcy only for the past 20 years. I also served as a Chapter 7 Trustee for approximately 20 years; and this experience has been a valuable tool in representing debtors in Chapter 7 cases.

• Free Consultation
• Rates, Retainers and Additional Information
  Fees are quoted on a case-by-case basis. Chapter 7 attorney fees must be paid in full before the petition is filed. Chapter 13 attorney fees are paid as a part of the plan payments.

Alabama

Since 1973

11th Circuit

Since 1981

University of Michigan Law School

J.D.

1970 - 1973

University of South Alabama

B.A.

1966 - 1970

Q. how can I find out when I filed bankruptcy?

March 29, 2019

A: Ask the attorney who represented you. Or contact the Clerk of the Bankruptcy Court where you filed. Or check the Notice of Bankruptcy or Order of Discharge that was entered in your case.

Q. My exwife was a cosigner on our home & i have already gone thru chapter 7 now she is threatening to sue me.

March 26, 2019

A: It sounds as if you received a chapter 7 discharge, you did not reaffirm the debt on the home, and the judgment of divorce obligates you to be responsible for the home mortgage. And it also sounds as if she is going to sue you in Domestic Relations Court, to hold you in contempt for not paying the mortgage because the mortgage company is now taking action against her. If this is the case, you should speak to a domestic relations lawyer about your exposure under the divorce decree. And you should also contact your bankruptcy attorney to get a clear understanding of what effect the chapter 7 case has with regard to the home mortgage.

Q. Do I include past deficiency balances (which are included on my credit report) of a repossessed car on the Schedule D?

March 13, 2019

A: Assuming the car was the only collateral for the loan (which is typically the case), you would list it on Schedule E/F.