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Stuart A. Young

Stuart A. Young

Young & Brooks, P.A.
  • Bankruptcy, Personal Injury, Foreclosure Defense ...
  • Florida
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Summary

As the only Board Certified Consumer Bankruptcy attorney in West Palm Beach, practicing bankruptcy law since 1977, I possess a high degree of expertise in the field of consumer bankruptcy law. I have been Board Certified by the American Board of Certification in Consumer Bankruptcy since 1999.

Attainment of this certification requires peer review, successful performance on a lengthy examination and completion of 60 hours of continuing legal education every five years. It is not surprising that few lawyers are able to achieve this distinction.

I have also authored a text book for lawyers on bankruptcy which is part of the Lawyer's Desk Library of Practice Series.

Many of the cases that I have handled have been reported in law books nationally and are precedent-setting.

Having twice won the Pro-Bono Award from the Palm Beach County Legal Aid Society, I have demonstrated my compassion for public service.

I would be pleased if I could offer you a free consultation at a time convenient for you.

Practice Areas
    Bankruptcy
    Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
    Personal Injury
    Animal & Dog Bites, Brain Injury, Car Accidents, Construction Accidents, Motorcycle Accidents, Premises Liability, Truck Accidents, Wrongful Death
    Foreclosure Defense
    Consumer Law
    Class Action, Lemon Law
    Collections
Additional Practice Area
  • Car Accidents
Fees
  • Free Consultation
  • Credit Cards Accepted
    We can accept credit cards for foreclosure defense but we are prohibited from accepting credit cards for bankruptcy. We can accept a credit card from friends or family for your bankruptcy matter.
  • Contingent Fees
    For injury cases only.
Jurisdictions Admitted to Practice
Florida
The Florida Bar
ID Number: 232920
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Languages
  • English: Spoken, Written
Professional Experience
Partner
Young & Brooks, P.A.
- Current
Partner
Karden and Young PA
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I was a partner in a law firm which handled bankruptcy cases, injury cases and divorce cases.
Associate attorney
Adams Coogler Watson and Smith PA
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I was an associate attorney in a law firm which handled insurance defense cases.
Associate attorney
Law Office of Bennet S. Cohn
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Assistant Public Defender
Palm Beach County Public Defender's Office
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I handled criminal cases for indigent criminal defendants including criminal appeals.
Education
University of Florida Levin College of Law
J.D. (1976) | Law
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Syracuse University
B.A. (1974) | Psychology
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Awards
AV Rating- Preeminent
Martindale-Hubbell Lawyers Service
Peer Rated for Highest Level of Professional Excellence Since 2017
Bankruptcy Law Award
Legal Aid Society of Palm Beach County
Bankruptcy Law Award
Palm Beach County Bar Association
Professional Associations
National Association of Consumer Bankruptcy Attorneys
Member
- Current
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Florida State Bar  # 232920
Member
- Current
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Palm Beach County Bar Association
Member
- Current
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American Inns of Court
Emeritus Member
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Publications
Articles & Publications
Practicing Bankruptcy at a Higher Level
Palm Beach County Bar Association Seminar
Speaking Engagements
Bankruptcy and Divorce, Bankruptcy Seminar
Certifications
Board Certified Consumer Bankruptcy Specialist
American Board of Certification
Websites & Blogs
Website
Legal Answers
3 Questions Answered

Q. The question is using the Federal Bankruptcy Wildcard Exemption with the unused portion of the homestead exemption
A: The enhanced personal property exemption or "wild card" was designed to be used for people who do not claim a homestead exemption because they rent or live with somebody or just don't own a home for any reason. Interestingly, you can own a mobile home and also get the enhanced exemption. This exemption allows an additional $4,000 personal property exemption (on top of the existing $1,000 exemption) for a total of $5,000 in personal property exemptions. This exemption can be used for cars, boats and all other items of personal property. Don't forget when valuing property that you would not use the price that you purchased an item for but the price that you could sell if for at a garage sale or auction which would be quite low.
Q. I am in need of Bankruptcy Layer
A: Sorry to hear about your disability. Whatever amount you get is seldom enough to survive on. You should definitely get an attorney but some attorneys offer a free consultation (at least I do). Even if money to hire a lawyer is tight you can always file a Chapter 13 case with a minimal amount of money down and pay your attorney the balance of her or his fees during the life of the plan, probably 36 months. These plans are very doable and I recommend that you look into this. The discharge of debt that you get in a Chapter 13 is the same discharge that you would get in a Chapter 7. The only difference is that it takes longer to get that discharge. You are still protected from law suits and phone calls so the wait isn't so bad. While it does take a bit longer, it may actually take you longer to save enough money to pay ALL of the legal fees in a Chapter 7, than it would to simply file Chapter 13. Do not try to do this yourself. Exemptions and local practice guidelines are far too complex for a laymen to achieve success in. Good luck and get that free consultation. Enjoy your fresh start, it sounds like you have a lot of other things to worry about with your health. Better days ahead!
Q. We filed a bankruptcy in 2015 and was discharged in sept 13th 2016 we repaid creditors . we had our primary residence 1
A: It typically takes about a two year period from the date of the filing of your case (not discharge) in order to be approved for a FNMA or VA mortgage. Your mortgage broker may have a different opinion of course and these policies do change from time to time. I wish you the best of luck in re-establishing your credit. There is absolutely no reason for you not to be well on the path to financial security.
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Contact & Map
Young & Brooks, P.A.
1860 Forest Hill Blvd.
West Palm Beach, FL 33406
Toll-Free: (888) 540-4343
Telephone: (561) 433-4200
Cell: (561) 389-0369
Fax: (561) 433-2988
Monday: 9 AM - 5 PM
Tuesday: 9 AM - 5 PM
Wednesday: 9 AM - 5 PM
Thursday: 9 AM - 5 PM
Friday: 9 AM - 5 PM
Saturday: Closed (Today)
Sunday: Closed