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Steve Tomkowiak

Steve Tomkowiak

Law Office of Steve Tomkowiak
  • Real Estate Law, Employment Law, Landlord Tenant...
  • Michigan
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Claimed Lawyer Profile
Summary

-Real estate: Residential and commercial landlord-tenant, land contracts, quiet title actions, trespass, mortgage lending and financing, real estate closings, title and insurance issues, licensing and compliance, boundary and property line disputes, adverse possession, foreclosures, evictions, and real estate tax appeals. Served as lead counsel of record for variety of clients, ranging from one of the nation's largest mortgage lenders, to small businesses, property management companies, real estate appraisers, churches, and individuals.

-Fair Housing and Fair Lending: Lead counsel in numerous fair housing, fair lending and public accommodation claims, involving discrimination based on race, color, disability, sex, age, national origin, familial status, and other protected class categories. Approved by U.S. Department of Justice (DOJ) to conduct fair housing training. Independent cooperating attorney for fair housing organizations.

-Predatory lending and lending discrimination: Handled numerous claims raised under the federal Fair Housing Act (FHA), Equal Credit Opportunity Act (ECOA), 42 U.S.C. 1981 & 1982 (Sections 1981 & 1982), Truth in Lending Act (TILA), Home Ownership and Equity Protection Act (HOEPA), and other federal and state laws pertaining to mortgage lending and predatory lending.

-Foreclosure defense: Defending eviction proceedings following foreclosure sales and assisting borrowers seeking relief under Home Affordable Modification Program (HAMP) and other loss mitigation programs.

-Part-time instructor: U.S. Department of Housing and Urban Development's (HUD) National Fair Housing Training Academy (NFHTA) in Washington, D.C. Drafted courses on lending discrimination and predatory lending and litigating fair housing cases.

-Commercial litigation: Business disputes among business owners, corporations, limited partnerships, and other organizations.

-Employment and labor law: Employment discrimination and wrongful discharge, disability discrimination, sexual harassment, employment contracts, grievances, collective bargaining, licensing and administrative proceedings, non-competition agreements and wage claims.

-Bankruptcy: Over 20 years’ experience in consumer bankruptcy under Chapters 7 and 13.

Practice Areas
  • Real Estate Law
  • Employment Law
  • Landlord Tenant
  • Bankruptcy
Additional Practice Areas
  • Commercial Litigation and Business Disputes
  • Fair Housing, Fair Lending and Public Accommodation
  • Foreclosure Defense and Predatory Lending
Fees
  • Free Consultation
    Free initial consultation.
  • Contingent Fees
  • Rates, Retainers and Additional Information
    Flat rate, contingent and blended (hourly and contingent) fee arrangements available.
Jurisdictions Admitted to Practice
Michigan
6th Circuit
Professional Experience
Attorney in Private Practice
Law Office of Steve Tomkowiak
- Current
Representative litigation includes: -Mortgage lending discrimination. See, e.g., Edwards v. Flagstar Bank, FSB, 109 F. Supp. 2d 691 (E.D. Mich. 2000)(lead counsel in $700,000 federal jury verdict in residential mortgage lending discrimination case under the FHA and Sections 1981 & 1982); Edwards v. Flagstar Bank, FSB, 295 F.3d 565 & 297 F.3d 431 (6th Cir. 2002)(awarded rare 50% attorney fee enhancement award based on outstanding legal representation on behalf of borrowers in difficult case against lender), cert. denied, 537 U.S. 1227 (2003); Stevenson v. Towne Mortgage Company, Fair Housing-Fair Lending Reporter Rptr. (PH)16,129 (E.D. Mich. 1996)(lead counsel in $130,000 federal jury verdict in residential mortgage lending discrimination case under the FHA, along with award of $54,000 in attorneys’ fees and costs against lender); Williams v. Mortgage Plus, Inc., Case No. 2:99-cv-76241 (E.D. Mich.)(E.D. Mich. 2001)($75,000 consent judgment in residential mortgage lending discrimination case under the ECOA). -Foreclosure defense. See, e.g., U.S. Bank, N.A. v. Smith, Case No. 10-C-5015 (35th Dist. Ct. Dec. 15, 2010)(order cancelling Sheriff's deed, vacating foreclosure by advertisement proceedings and dismissing complaint); CitiMortgage, Inc. v. Thomas, No. 2008-092109-CK (6th Cir. Ct. Feb. 23, 2009)(dismissal of deficiency claim of over $40,000 for amount owing on second mortgage following foreclosure of first mortgage).
Associate Attorney
Honigman Miller Schwartz and Cohn LLP
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Judicial Clerk to the Honorable George E. Woods
United States District Court for the Eastern District of Michigan
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Education
Wayne State University
J.D. (1986) | Law
Honors: Order of the Coif
Activities: Managing Editor, Wayne Law Review
Wayne State University
M.A. (1982) | Education
Central Michigan University
B.S.
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Awards
Fair Housing Attorney Appreciation Award
Fair Housing Center of Metropolitan Detroit
Professional Associations
Michigan State Bar # 40042
Member
Current
Christian Legal Society
Member
Current
Dove Academy of Detroit Public Charter School
President, Board of Directors
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Publications
Articles & Publications
Michigan Foreclosure Laws and Procedures: A Consumer Advocate's Guide
Mortgage Lending Discrimination & Predatory Lending
Using Testing Evidence in Mortgage Lending Discrimination Cases
URBAN LAWYER
Litigating Fair Housing Cases
Speaking Engagements
Fair Housing Claims in Summary Proceedings, Michigan Poverty Law Program, Okemos, Michigan
Michigan Poverty Law Program
Tips and Techniques for Effective Intake and Conciliation, 2016 FHAP Training Conference, Kansas City, Kansas
Missouri Commission on Human Rights
The Violence Against Women Act, Seminar for Landlords, Owners, and Property Managers, Lawrence, Kansas
Lawrence Human Relations Commission & Human Relations Department
Fair Lending: How to Investigate Lending Complaints, 2008 National Fair Housing Policy Conference, Atlanta, Georgia
U.S. Department of Housing and Urban Development
Predatory Lending: Cleaning Up the Mess, Fair Housing Conference, Chicago, Illinois
The John Marshall Law School
Factors for Identifying Mortgage Lending Discrimination, Tampa Bay Fair Housing Consortium, Tampa Bay, Florida
Pinellas County Office of Human Rights
Fair Housing – Recent Developments, Wayne State University Law School, Detroit, Michigan
Wayne State University Law School
Investigating Lending Discrimination Cases, 2016 Indiana Fair Housing Conference, Indianapolis, Indiana
Indiana Civil Rights Commission (ICRC)
Contact & Map
Law Office of Steve Tomkowiak
30300 Northwestern Highway, Suite 160
Farmington Hills, MI 48334
USA
Toll-Free: (248) 543-1600