Nick Curtis Thompson
Highly rated Louisville Bankruptcy and Foreclosure Defense
OFFICE, VIDEO, AND PHONE CONSULT AVAILABLE: I spend two to four hours with you personally listening, planning, and preparing your best options. I have filed thousands of Chapter 7 and 13 cases, and now prepare only 3-5 cases per week. Other offices hand you over to a secretary, paralegal, junior attorney, or their children. I personally prepare your case. Compare our Avvo and Google ratings and results to the others.
EXCLUSIVE PRACTICE. Our practice is exclusively in foreclosure and bankruptcy cases. I don’t just keep abreast of foreclosure and bankruptcy law. We teach it in NBI seminars and boot camps to other attorneys.
CUSTOMER SERVICE. Toni is your legal consultant. She will guide you through the process when it comes to answering administrative questions.
I am personally available to clients for legal advice, even after the case is over. You are not under any obligation in our first session.
PAYMENT PLAN: We offer no money down options if you need to file bankruptcy immediately to stop a garnishment and don’t have cash.
Remote preparation: We have a secure “Client Portal” where you can complete your intake and upload documents from the comfort of home, saving time in the office.
Chapter 7 often runs $1200 to 1400. We work to ensure if you need a Chapter 7, you qualify for it. Chapter 13 cases pay attorneys 3500 or more. That is why, in some offices, Chapter 13 cases can be over 90% of their cases.
In 2020, I filed the first small business reorganization act bankruptcy in Kentucky, and I represent small businesses. I have been an assistant county attorney in Bullitt County and an assistant attorney general assigned to the tax department. My US Tax Court license is #51, and I was one of the first 50 attorney generals invited to the US Tax Court. We have presented seminars and co-authored a book on how to bankrupt student loans.
Call 502-625-0905 for a FREE bankruptcy consultation!
- Bankruptcy
- Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
- Foreclosure Defense
- Free Consultation
- Credit Cards Accepted
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Rates, Retainers and Additional Information
We offer Flat Fees for most Chapter 7 and Chapter 13 cases We also offer no money down financing!
- Kentucky
- West Virginia
- U.S. District Court, Southern District of Indiana
- United States Tax Court License #51
- ID Number: #51
- English: Spoken, Written
- Russian: Spoken, Written
- Bankruptcy & Foreclosure Defense Attorney
- Nick Thompson Law Office
- - Current
- Assistant County Attorney
- Assistant County Attorney Shepherdsville, KY
- -
- Assistant Attorney General Trial & Litigation
- West Virginia Tax Department
- -
- Accounting Superviser Inventory Control
- Keystop Oil, Accounting Division
- -
- Mississippi College School of Law
- J.D. (1988) | Tax, Corporate Law
- Murray State University
- B.S. (1974) | Political Science Communications
- Debate Team, Swim Team, ROTC, Judo
- Superb Rating
- Avvo
- Best Bankruptcy Attorneys in Louisville
- Expertise.com
- Top 3 Bankruptcy Lawyers in Louisville, Kentucky
- Three Best Rated
- 2016-2024
- Best Tax Attorneys in Louisville
- Expertise.com
- Top Kentucky Bankruptcy Attorney
- Avvo
- 2015
- National Association of Consumer Bankruptcy Attorneys (NACBA)
- Member
- Current
- American Bankruptcy Institute (ABI)
- Member
- Current
- NACA
- Member
- Current
- Kentucky Bar Association
- Member
- Current
- How to Manage/Discharge your student loans
- Avvo Legal Guide
- How to Discharge Taxes in Bankruptcy
- Avvo Legal Guide
- How to File Bankruptcy Without Losing Your Home Manual
- Nick C. Thompson
- CFPB and Foreclosure Litigation the New Rules, NBI Seminars, Wisconsin
- Fair Debt Collection Practices Act and Bankruptcy, NBI seminars, NACBA and NBI, Wisconsin
- Bankruptcy and Mortgage Defense, Lorman Education Services
- Distinguished Staff Educator since 2010
- Q. Can I apply for a credit card if I have received my chapter 13 discharge but not my final decree?
- A: Your discharge is your final decree. Post discharge, you can do as you please. But getting back into debt destroys the work you did to get out of debt.
- Q. My house foreclosed a year and half ago. I'm getting a bill from an insurance company for 2700.00 what do I do.
- A: The mortgage company normally pays the insurance during the foreclosure. I don't know if the insurance company is sending you the bill because you contracted for insurance or the insurance was forced placed and contracted for by the mortgage company. Either way, you normally are not liable for this insurance after you file the bankruptcy unless you personally contracted for this insurance after you filed bankruptcy. Also, be a little wary of any scams. I could imagine a scam artist sending you a bill for insurance.
- Q. If I file bankruptcy in ky can they take my car if it’s my only means of transportation if their is a lien against it?
- A: The creditor with a lien on it can take it regardless of whether it is your only means of transportation. They have an ownership interest in it if they have a lien on it. Also, anyone who sues you and places a lien on property can take it, whether it is a tax lien, IRS lien, student loan, or whatever. Once a creditor obtains a lien on the property, they ask for a writ of replevin and take personal property. For real property, they file a foreclosure action. Just because you file bankruptcy does not automatically strip the lien, and you can't force a modification of a first home mortgage.