Mr. Dheeraj K. Singhal

Mr. Dheeraj K. Singhal

DCDM Law Group
  • Bankruptcy
Claimed Lawyer ProfileQ&A
Practice Area
    Bankruptcy
    Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
Professional Experience
DCDM Law Group
Current
Education
University of California, Davis, School of Law
J.D.
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University of California - Los Angeles
B.S. | Chemical Engineering
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Awards
Top Attorneys
Pasadena Magazine
Top Attorneys
Pasadena Magazine
Professional Associations
California State Bar
Member
Current
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Pasadena Bar Association
Member
Current
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Websites & Blogs
Website
Website
Legal Answers
14 Questions Answered
Q. Can a plaintiff's name just be changed in a court pleading without filing anything official with the court?
A: Although most of the time the answer to your question would probably be "NO", you are dealing with an unusual situation. Because Bank of America purchased all of the assets of Countrywide as part of a regulated FDIC transaction, Federal Law allows Bank of America to step into the shoes of Countrywide. There are a number of unusual provisions which apply in this sort of Federal takeover, and the ability to substitute in as the real party in interest is one of them. So in this case: yes.
Q. Are california loan modifications that are approved filed with the County Recorders Office?
A: Not in the normal course of events. The original loan documentation provides for the recording of a Deed of Trust, which reference the actual Note. The Note itself is not normally recorded. If the payment terms are modified, it is unlikely that there would be a filing with the county recorder. However, if the amount of the Loan is actually being reduced, it may be appropriate to have some new documents recorded. The fee to record a document is quite modest, but the document itself typically must be notarized. Ask your lender to record a loan modification document if you want it done. In most cases, the modification is simply a contract between the lender and borrowere and does not have to be recorded to be effective.
Q. I THINK I need a BKR lawyer for an adversary proceediing. In the SF Bay area.
A: Regardless of whether you are the actual or potential defendant, or the plaintiff in a potential adversary action, you need to act quickly. There are very strict time limits imposed in most adversary actions. If you fail to act, you may forever lose important rights. And it is critical that you understand that if you are the Debtor, you can be served by regular mail, and that service is "effective" unlike state court where you have to be personally served! Act quicly to protect your rights!
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Contact & Map
Bankruptcy Attorney
30 N. Raymond Ave.
Suite 801
Pasadena, CA 91103
Toll-Free: (888) 689-8838
Telephone: (626) 689-2407
Fax: (626) 689-2205