A: Yes, but is likely not a good idea. If the foreclosure sale does not yield enough funds to pay the mortgage in full your mother may be sued by the bank to pay the remaining balance. There are usually much better options for a homeowner than simply walking away. For instance, a short sale, deed in lieu of foreclosure, or bankruptcy may be able to allow a homeowner to walk away without any further liability to the bank.
A: That is not necessarily true. Generally, a Chapter 7 bankruptcy discharge removes your personal liability on the debt. Keep in mind, the discharge does not remove liens from property. Therefore, you may no longer have any personal responsibility to pay back the debt but a lien can still remain on the property.
Typically, credit cards are not secured by real estate. However, you should review your specific loan documents to confirm.
A: Generally, if alimony is waived and the final judgment has been entered alimony should not be awarded. Further, if the final judgment was entered over a year ago the options to reopen the case would be limited.
If your ex-spouse is not complying with the terms of the Marital Settlement Agreement, you may have grounds to file a motion for contempt. Additionally, your ex may be sanctioned and have to pay your legal fees if the motion for contempt is granted.