Claimed Lawyer ProfileQ&A
I offer personal, compassionate assistance with debt and consumer law issues.
- Arbitration & Mediation
- Consumer Law
- Foreclosure Defense
Additional Practice Area
- General Civil
I offer a free online or telephone consultation.
Credit Cards Accepted
Debit cad only for bankruptcy. Credit card (all major cards) for other areas.
For certain consumer law cases only.
Rates, Retainers and Additional Information
I offer flat fees, contingency fees, and hourly fees depending upon the nature of the case.
Jurisdictions Admitted to Practice
- North Carolina
- English: Spoken, Written
- St. Mary's University School of Law
- J.D. | Law
- Trinity University
- B.S. | History, Political Science
- North Carolina State Bar
- National Association of Consumer Advocates
- - Current
- National Association of Consumer Bankruptcy Attorneys
- - Current
- North Carolina Bar Association
- - Current
9 Questions Answered
- Q. How can student loan be discharged in bankruptcy ? Does it cost to try ?
- A: It is highly unlikely you would be able to discharge your student loans in bankruptcy under the facts you presented. It does add significantly to the cost of filing bankruptcy. You should have a personalized consultation with a qualified consumer bankruptcy attorney in your area for specific advice. You can file bankruptcy without an attorney, but attempting to get a student loan discharged in bankruptcy is something that most people could not do without an attorney.
- Q. A solar panel salesman came to the house. My husband and I signed something on a laptop. This was to begin the process .
- A: You generally have until midnight of the third business day after you sign a contract that resulted from an in home solicitation to cancel the transaction. You need to get a copy of what you signed and dispute the bill you received. If you waited until the 4th business day, it may have been too late.
- Q. If the trustee recommends a chapter 7, what can you do as a creditor do?
- A: A bankruptcy trustee does not "recommend" a Chapter 7. If someone who owes you money filed a Chapter 7, the Trustee confirms their eligibility to file bankruptcy and looks for any assets which are not "exempt" that he could sell to pay the creditors. The Trustee will then file a report of no assets. You can try to object to having your debt discharged, but very few debts can be excepted from discharge. You may want to have a consultation with an attorney to look over the specifics of the debt this person owes to you and glance over their bankruptcy petition and schedules to see if there is any ground for objecting to discharge. This usually takes very little time, and it should not cost very much to get a specific opinion.
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