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Jonathan C. Ginsberg
Ginsberg Law Offices, P.C.
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Biography
Jonathan Ginsberg represents honest, hardworking men and women seeking debt relief under the United States Bankruptcy Code, or who are seeking benefits from the Social Security disability system.
Practice Areas
- Bankruptcy
- Chapter 11 Bankruptcy, Chapter 13 Bankruptcy, Chapter 7 Bankruptcy, Debt Relief
- Social Security Disability
- Workers' Compensation
Jurisdictions Admitted to Practice
- Georgia
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Languages
- English: Spoken, Written
Professional Experience
- Attorney/Owner
- Ginsberg Law Offices, P.C.
- - Current
- Jonathan and Jodi Ginsberg practice together as Ginsberg Law Offices. Jonathan's practice focuses on: - Social Security disability - Consumer bankruptcy - Ch. 7 and Ch. 13 - Personal injury claims (auto accidents, negligence) Jodi's practice focuses on: - Georgia workers' compensation claims - Medical malpractice
Education
- Tulane University-LA
- Law Degree
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Professional Associations
- Georgia State Bar
- Member
- - Current
-
Websites & Blogs
- Website
- Website
- Website
- Georgia Social Security disability attorney
- Blog
- Ginsberg Law Offices
- Why Was my Workers’ Compensation Claim Denied?
September 15, 2020 - Do Atlanta Area Disability Claimants Still Have to Wait Two Years or Longer for Their Hearings?
September 14, 2020
- Blog
- theBKBlog
- How to Protect Yourself from Vehicle Repossession In Case of Coronavirus Layoff
March 31, 2020 - What Can You Do if Your Lawyer Failed to Ask for a Reaffirmation Agreement from Your Mortgage Company?
March 25, 2020 - How do You Protect Yourself Financially During the Coronavirus Pandemic?
March 18, 2020
- Blog
- Social Security Disability | Expert Help | Free Case Evaluation
- How is this Even Remotely Acceptable?
June 22, 2023 - What Can You do About a Social Security Disability Overpayment?
February 23, 2023 - Working After You are Approved for Social Security Disability
January 6, 2023
Videos
Legal Answers
3 Questions Answered
- Q. Can i file personal unsecured loans in bankruptcy and if yes.will i have to pay them off?
- A: You have to include all debts including personal unsecured loans. If they are truly unsecured they will either be discharged (in a Ch. 7) or paid as unsecured (in a Ch. 13).
- Q. My husband filed for chapter 13 and it was approved. He has been making payments always on time. He got a letter
- A: It is not the trustee's error. Claims sometimes come in higher than expected or sometimes they are amended. Also, if your husband missed a payment or only paid a partial payment, then the term could exceed 60 months. Chapter 13 is a giant math problem and the trustee's system spits out terms problem when the math doesn't work. The fix would be to make a one time payment or to increase the monthly payment so the numbers work.
- Q. Can a chapter 13 wipe out a mortgage if no claim is filed?
- A: The secured creditor's failure to file a proof of claim does not eliminate the lien filed in your state clerk's records. If the secured lender does not file a proof of claim it will not participate in the Chapter 13 distributions but its lien and right to collect remain and will survive the bankruptcy.
Since many Chapter 13 cases are filed to cure mortgage arrearages, it defeats the purpose of the plan for a mortgage creditor not to participate in the Ch. 13. That's why, in many districts, the debtors' attorney is required to examine the claims file and report to the court (or file a substitute claim) if the creditor does not file a proof of claim.
Also, in many districts, ... Read More
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