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Christian K. Lassen

Christian K. Lassen

National Life Insurance Attorney | 25 Years | Proven Results
  • Insurance Claims
  • New Jersey, New York, Pennsylvania
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Biography

Christian Lassen is one of the nation’s top life insurance attorneys and founder of The Lassen Law Firm, a powerhouse litigation firm focused exclusively on life insurance disputes. With 25 years of experience and a reputation built on trust, he has helped thousands of grieving families and beneficiaries recover the life insurance proceeds they were unfairly denied. He was quoted in The Wall Street Journal in May 2025 for his insights on payout delays, reinforcing his national reputation. Mr. Lassen represents clients in all 50 states and only handles life insurance cases.

He litigates a wide range of life insurance disputes, including denied claims, delayed payouts, beneficiary contests, lapsed policies, accidental death exclusions, military coverage issues involving SGLI, VGLI, TSGLI, and FEGLI, ERISA group policies, and insurer-filed interpleader actions. Life insurance law is the sole focus of his practice.

Mr. Lassen holds a perfect 10.0 rating on Avvo and is the most endorsed attorney on the platform, with over 1,700 endorsements from fellow lawyers across the country. He is also a lifetime member of both the Million Dollar Advocates Forum and Multi-Million Dollar Advocates Forum, honors awarded to fewer than one percent of attorneys in the United States. He has earned a national reputation for precision, results, and integrity.

He is known for cutting through insurance company red tape. Rather than wasting time with adjusters, he prepares hard-hitting legal briefs and sends them directly to insurer legal departments where real decisions are made. His aggressive, strategic approach leads to fast and favorable resolutions. Clients appreciate his accessibility and the fact that he remains personally involved in every case his firm takes on.

Licensed in New York, New Jersey, and Pennsylvania, Mr. Lassen accepts life insurance litigation matters nationwide. If your claim has been denied, delayed, or contested, he is the attorney who gets results.

Practice Area
Insurance Claims
Life Insurance
Additional Practice Areas
  • Denied Life Insurance Claims
  • Contested Life Insurance Beneficiaries
  • ERISA Life Insurance Disputes
  • Federal and Military Life Insurance Claims (FEGLI, SGLI, VGLI, TSGLI)
  • Delayed Life Insurance Payouts
Fees
  • Free Consultation
  • Contingent Fees
Jurisdictions Admitted to Practice
New Jersey
New Jersey Courts
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New York
New York State Office of Court Administration
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Pennsylvania
Disciplinary Board of the Supreme Court of Pennsylvania
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Languages
  • English: Spoken, Written
Professional Experience
Managing Partner
The Lassen Law Firm
- Current
Christian Lassen founded one of the only national law firms focused solely on life insurance litigation. Since 2000, he has overseen legal strategy on thousands of complex claims involving exclusions, misrepresentations, policy lapses, and beneficiary challenges. His firm handles ERISA-covered group life insurance disputes, federal employee policies like FEGLI, and military-related claims involving SGLI, VGLI, and TSGLI. Mr. Lassen is experienced in overturning bad faith denials, resolving interpleader actions, and navigating high-stakes litigation involving multimillion-dollar policies. He frequently assists clients after insurers delay payment, dispute cause of death, or claim fraud. Known for precision and speed, he leads a legal team that bypasses adjusters and negotiates directly with insurer legal departments. He has received over 1,700 endorsements on Avvo from fellow attorneys, reflecting his national reputation in life insurance law.
Education
Michigan State University College of Law
J.D.
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University of Delaware
B.A.
University of Delaware Logo
Awards
Quoted in The Wall Street Journal – Life Insurance Payout Delays
Wall Street Journal
Quoted for expertise in delayed life insurance claims in a national WSJ article on May 17, 2025. Shared legal insight based on decades of experience helping policyholders and beneficiaries recover benefits wrongfully withheld by major insurance companies. Recognized as a trusted national authority on complex life insurance disputes involving payout delays and wrongful denials.
10.0 Superb Rating – Avvo
Avvo
Maintained a 10.0 Superb Rating on Avvo, based on attorney endorsements, experience, and disciplinary history. Known as one of the most active contributors in the platform’s history, with over 1,700 peer endorsements and top placement on the all-time legal leaderboard. Reflects national recognition in life insurance litigation and a longstanding record of trusted performance.
10.0 Lawyer Rating – Insurance Claims
Justia Inc
Earned a 10.0 Justia rating based on experience, national case focus, and comprehensive attorney profile. Recognized for consistent success in denied claims, life insurance lapse disputes, ERISA litigation, and complex federal policy issues. Validates specialization in one of the most technical fields of insurance law.
All-Time #1 Contributor – Avvo Legal Leaderboard
Avvo
Achieved the all-time #1 national ranking on Avvo’s Legal Leaderboard across all practice areas. Earned over 3.2 million points by answering consumer legal questions, demonstrating unparalleled commitment to legal transparency and public service.
Lifetime Member – Multi-Million Dollar Advocates Forum
Multi-Million Dollar Advocates Forum
Reserved for attorneys who have secured multi-million-dollar awards in individual cases. Recognizes Mr. Lassen’s success in large-scale life insurance litigation, including ERISA claims, accidental death denials, and federal policy disputes. This elite designation supports his national reputation as a top-tier life insurance litigator with decades of proven results for clients.
Lifetime Member – Million Dollar Advocates Forum
Million Dollar Advocates Forum
Honors attorneys who have won million-dollar verdicts or settlements. Mr. Lassen has repeatedly achieved results exceeding $1 million for clients whose life insurance claims were denied or contested. Membership is limited to fewer than one percent of U.S. lawyers and highlights his experience in high-stakes litigation involving wrongful denials by major insurance companies.
Founded First Dedicated Life Insurance Litigation Firm in U.S.
The Lassen Law Firm
Founded the nation’s first law firm focused solely on life insurance litigation. Pioneered a practice model built around representing policyholders and beneficiaries in denied, delayed, and disputed life insurance claims. Over the next two decades, the firm would grow into a national leader in this complex and often mishandled area of insurance law.
Professional Associations
New York State Bar Association
Member
- Current
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Pennsylvania State Bar
Member
- Current
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New Jersey State Bar
Member
- Current
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Publications
Articles & Publications
Weight Loss Drug Deaths from Ketoacidosis and Life Insurance Denials
Life Insurance Attorney Blog
What If Life Insurance Doesn’t Pay After a Natural Disaster?
Life Insurance Attorney Blog
When Grief Turns Into a Battle
Life Insurance Attorney Blog, 2025
Climate Disasters and Denied Life Insurance Claims
Life Insurance Attorney Blog
Death by Robots: Will Life Insurance Still Pay?
Life Insurance Attorney Blog
Drone Warfare and Denied Life Insurance Claims
Life Insurance Attorney Blog
Killed by Kosmos 482: Can Life Insurance Deny the Claim?
Life Insurance Attorney Blog
Neuralink and Life Insurance: Can Claims Be Denied?
Life Insurance Attorney Blog
Quantum Computing Disasters and Denied Life Insurance Claims
Life Insurance Attorney Blog
Accident Definition AD&D Life Insurance Claim Denials
Life Insurance Attorney Blog
Are Two Primary Life Insurance Beneficiaries Allowed?
Life Insurance Attorney Blog
Civil Unrest and Riots Life Insurance Claim Denials
Life Insurance Attorney Blog
Contingent Beneficiary and Disputes in Life Insurance Claims
Life Insurance Attorney Blog
Disputing a Spendthrift Provision Life Insurance Claim
Life Insurance Attorney Blog
False Statements on Life Insurance Application
Life Insurance Attorney Blog
Fighting Alcohol Life Insurance Claim Denials
Life Insurance Attorney Blog
Life Insurance Not Changed to Wife
Life Insurance Attorney Blog
Location Exclusions and Denied Life Insurance Claims
Life Insurance Attorney Blog
Prescription Drug History Life Insurance Claim Denials
Life Insurance Attorney Blog
Social Media Posts and Denied Life Insurance Claims
Life Insurance Attorney Blog
Terms to Understand a Denied Life Insurance Claim
Life Insurance Attorney Blog
Speaking Engagements
Interpleaders & Digital Beneficiary Disputes, Advanced Topics in Life Insurance Litigation, Virtual
The Lassen Law Firm Legal Series
Addressed digital-era beneficiary disputes, including e-signatures, outdated designations, and insurer-filed interpleaders involving online changes.
Life Insurance Lapses in a Tough Economy, Insurance Law & Policy Webinar, Virtual
Life Insurance Attorney Series
Examined the economic factors behind lapsed life insurance policies and shared legal tools to contest lapse-based denials due to billing errors and financial hardship.
AI & Algorithmic Denials in Life Insurance Claims, National Life Insurance Litigation Webinar Series, Virtual
The Lassen Law Firm Webinar Series
Discussed legal strategies for challenging AI-driven claim denials, including algorithmic bias, wrongful auto-denials, and predictive modeling in underwriting.
Certifications
Multi-Million Dollar Advocates Forum
Million Dollar Advocates Forum
10.0 Superb Avvo Rating
AVVO
Justia 10.0 Lawyer Rating – Insurance Claims
Justia Inc
Million Dollar Advocates Forum
Million Dollar Advocates Forum
Most Endorsed Attorney on Avvo (1700+ Endorsements)
AVVO
Quoted Authority – Wall Street Journal (Life Insurance Payout Delays)
Wall Street Journal
Managing Partner – The Lassen Law Firm (Life Insurance Litigation Focus)
The Lassen Law Firm
Websites & Blogs
Website
Life Insurance Attorney
Website
Denied Life insurance Claim
Website
Life Insurance Interpleader
Website
Denied SGLI Claim
Website
States We Serve
Blog
Life Insurance Attorney Blog
Blog
Delayed Life Insurance Claim
Blog
Denied AD&D Claim
Blog
Life Insurance Beneficiary Dispute
Blog
Life Insurance Lapse
Videos
Wondering how long it takes to receive a life insurance payout? In most cases, insurers pay within 30 to 60 days—but delays are common when the claim is contested, incomplete,... How long does life insurance claim take? Delayed or Denied Life Insurance Claim?

Wondering how long it takes to receive a life insurance payout? In most cases, insurers pay within 30 to 60 days—but delays are common when the claim is contested, incomplete,...

If a divorced policyholder never removed their ex-spouse as the life insurance beneficiary, state law might automatically revoke that designation, but not always. Many states have automatic revocation statutes that... Ex-Spouse Still Listed as LIfe insurance Beneficiary?

If a divorced policyholder never removed their ex-spouse as the life insurance beneficiary, state law might automatically revoke that designation, but not always. Many states have automatic revocation statutes that...

Most life insurance claims are denied for one of three reasons: alleged misrepresentation on the application, a lapse in payment, or an exclusion in the policy. But the truth is,... Top 3 Reasons Life Insurance Claims Denied

Most life insurance claims are denied for one of three reasons: alleged misrepresentation on the application, a lapse in payment, or an exclusion in the policy. But the truth is,...

If your life insurance claim was denied under an employer-provided policy, ERISA likely applies, and that changes everything. ERISA is a federal law that heavily favors insurance companies. It limits... Denied ERISA Life Insurance Claim? Here’s What You Need to Know

If your life insurance claim was denied under an employer-provided policy, ERISA likely applies, and that changes everything. ERISA is a federal law that heavily favors insurance companies. It limits...

Insurance companies sometimes claim a policy wasn’t active at the time of death, but don’t take their word for it. Was a premium really missed? Was the policy properly canceled?... Was life insurance in force when they died?

Insurance companies sometimes claim a policy wasn’t active at the time of death, but don’t take their word for it. Was a premium really missed? Was the policy properly canceled?...

When multiple people claim the same life insurance policy, the insurance company may file an interpleader lawsuit, asking the court to decide who gets the money. It’s a common tactic... Got a Life Insurance Interpleader Lawsuit?

When multiple people claim the same life insurance policy, the insurance company may file an interpleader lawsuit, asking the court to decide who gets the money. It’s a common tactic...

One of the most common denial reasons is “material misrepresentation.” But this usually comes down to vague or confusing health questions on the original application. Maybe the policyholder didn’t mention... Denied life insurance claim material misrepresentation

One of the most common denial reasons is “material misrepresentation.” But this usually comes down to vague or confusing health questions on the original application. Maybe the policyholder didn’t mention...

If a policyholder dies within the first two years of coverage, insurers often invoke the contestability period to investigate and deny claims. But many of these denials are based on... Life Insurance Claim Denied During the Contestability Period? Don’t Assume It’s Final.

If a policyholder dies within the first two years of coverage, insurers often invoke the contestability period to investigate and deny claims. But many of these denials are based on...

Many life insurance claims are denied because of a missed payment. But a missed premium doesn’t always mean the policy lapsed. There are grace periods. There are notice requirements. And... Life insurance claim denied missed payment

Many life insurance claims are denied because of a missed payment. But a missed premium doesn’t always mean the policy lapsed. There are grace periods. There are notice requirements. And...

FEGLI claims for federal employees are often denied due to outdated forms or bureaucratic mistakes. The Lassen Law Firm knows how to fight federal life insurance denials. Call 800-330-2274 or... Denied FEGLI Life Insurance Claim Help

FEGLI claims for federal employees are often denied due to outdated forms or bureaucratic mistakes. The Lassen Law Firm knows how to fight federal life insurance denials. Call 800-330-2274 or...

Life insurance companies often deny claims by pointing to alcohol use. But just because alcohol was involved doesn't mean the exclusion applies. Most policies only allow denial if alcohol was... Denied life insurance claim alcohol

Life insurance companies often deny claims by pointing to alcohol use. But just because alcohol was involved doesn't mean the exclusion applies. Most policies only allow denial if alcohol was...

Accidental Death & Dismemberment claims are often denied due to confusing policy language. Many denials are reversible. The Lassen Law Firm investigates and fights for full benefits. Call 800-330-2274 or... Accidental Death And DIsmemberment Claim Denial

Accidental Death & Dismemberment claims are often denied due to confusing policy language. Many denials are reversible. The Lassen Law Firm investigates and fights for full benefits. Call 800-330-2274 or...

Many policies contain a suicide clause, which allows insurers to deny a claim if the death occurs within two years of the policy being issued. But after that two-year window,... Life insurance claim denied suicide

Many policies contain a suicide clause, which allows insurers to deny a claim if the death occurs within two years of the policy being issued. But after that two-year window,...

Employer-provided life insurance is governed by strict ERISA rules. If your claim was denied, the appeals process can be complex. The Lassen Law Firm handles ERISA life insurance claims nationwide.... Denied Employer Life Insurance Claim Help

Employer-provided life insurance is governed by strict ERISA rules. If your claim was denied, the appeals process can be complex. The Lassen Law Firm handles ERISA life insurance claims nationwide....

Sometimes insurers delay paying a life insurance claim because the death certificate is incomplete or under investigation. But these delays can drag on for months especially if the cause of... Life insurance claim delayed death certificate

Sometimes insurers delay paying a life insurance claim because the death certificate is incomplete or under investigation. But these delays can drag on for months especially if the cause of...

Deaths from skydiving, scuba diving, racing, and other extreme sports may fall under “inherently dangerous activities” exclusions. Every detail matters when challenging these denials. Call 1-800-330-2274 or visit LifeInsuranceAttorney.com to... Can extreme sports void a life insurance claim?

Deaths from skydiving, scuba diving, racing, and other extreme sports may fall under “inherently dangerous activities” exclusions. Every detail matters when challenging these denials. Call 1-800-330-2274 or visit LifeInsuranceAttorney.com to...

If the life insurance company is ignoring your claim, you’re not alone. Delays are a common tactic, especially when the company is looking for a reason not to pay. Once... Denied life insurance claim lawyer

If the life insurance company is ignoring your claim, you’re not alone. Delays are a common tactic, especially when the company is looking for a reason not to pay. Once...

Legal Answers
18 Questions Answered
Q. Can life insurance deny benefits if seat belt use unconfirmed? (MI)
A: Yes, you may still be entitled to the seat belt benefit, even if a police report does not confirm seat belt use. Insurance companies often include additional benefits like seat belt riders, but they must follow the law and the exact wording of the policy when deciding whether to pay them. If the policy requires proof of seat belt use and that proof is unavailable due to the nature of the accident, the insurer cannot simply deny the benefit without carefully considering all available evidence.

Michigan courts generally do not favor insurance companies that rely on technicalities to avoid paying benefits. If the language in the policy is unclear or too rigid, judges are allowed to interpret those terms in favor of the beneficiary. That means if the policy says the benefit applies when a seat belt was used but does not clearly state that a police report is the only acceptable proof, the insurer may not have the right to deny the claim just because no report confirms it.

You can submit statements from family members or others who regularly rode with the deceased and knew their seat belt habits. If your loved one always wore a seat belt, those personal accounts can carry weight, especially if no evidence shows the belt was not used. The absence of confirmation is not the same as proof that the belt was unbuckled.

Ask the insurance company for a written denial and request a detailed explanation that includes the exact policy language they are relying on. You have the right to appeal the decision and can also file a complaint with the Michigan Department of Insurance and Financial Services if the denial seems unfair or unsupported. If the insurer cannot prove the belt was not used and continues to refuse payment, you may be able to bring a legal claim for breach of contract or bad faith denial of benefits.

Keep copies of every communication, document, and witness statement. These details can make a difference if the case needs to be escalated. You are not powerless in this situation. With the right documentation and legal support, you can challenge an unfair denial and hold the insurance company accountable.
... Read More
Q. Can I sue an insurance company for canceling my deceased mother's life insurance policy without notice?
A: I'm very sorry for your loss. No family should have to deal with insurance complications while grieving, especially after decades of faithfully paid premiums. If your mother had life insurance coverage through her employer for over 23 years and the policy was canceled without clear notice during a time of illness, that raises serious legal and ethical concerns.

Insurance companies have a duty to act in good faith. When a policy is canceled, especially one tied to employment and paid through automatic deductions, they are typically required to provide proper notice and a clear opportunity to correct any issues. If your family never received that notice, and the coverage was terminated without warning, there may be a valid basis to pursue legal action.

You may be able to bring a claim on behalf of your mother’s estate. The focus of that claim would not be on recovering what she paid in, but on the full death benefit that should have been available to her beneficiaries. A sudden cancellation during illness, with no confirmed lapse in payment or documented communication, may point to a wrongful termination of coverage.

Even without records like pay stubs or HR letters, an attorney can often retrieve key documents from the employer or insurer. These may include payroll data, policy terms, and correspondence that could show whether the insurer followed proper procedures. If this was part of a group plan, federal protections under ERISA may apply, which adds another layer of responsibility for both the employer and the insurance provider.

There are deadlines for bringing this type of case, so it is important not to wait. A life insurance attorney can help you investigate what happened, determine who was responsible, and take steps to recover the benefits your family was promised. Your mother paid into this policy for decades. You deserve answers, and if the policy was wrongfully canceled, you deserve justice.
... Read More
Q. cell insurance doesnt have my phone, gave me option of upgraded model but says my deduct will go up by 125.00 can they
A: We would have to review the policy in order to provide meaningful answers
View More Answers
Contact & Map
The Lassen Law Firm
New York Office
57 W 57th St
New York, NY 10019
US
Toll-Free: (800) 900-2521
Monday: Open 24 hours
Tuesday: Open 24 hours (Today)
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Sunday: Open 24 hours
The Lassen Law Firm
Philadelphia Office
1515 Market Street #1510
Philadelphia, PA 19102
US
Telephone: (800) 900-2521
Monday: Open 24 hours
Tuesday: Open 24 hours (Today)
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Sunday: Open 24 hours
The Lassen Law Firm
New Jersey Office
10000 Lincoln Dr E, STE 201
Marlton, NJ 08053
US
Telephone: (800) 900-2521
Monday: Open 24 hours
Tuesday: Open 24 hours (Today)
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Sunday: Open 24 hours